Saginaw County property record for 12495 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,544 sqft · built 1984 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,000 (Apr 2018) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-2004-001 |
| Primary APN | 05-10-6-26-2004-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 1,512 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12495 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 263 FT OF W 330 FT OF SW 1/4 OF NW 1/4 2.0 ACRES SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12495 GERA RD, BIRCH RUN, MI 48415-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Quit Claim Deed, Transfer FRANKENMUTH CU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI FRANKENMUTH CU |
| Apr 12, 2018 | Warranty Deed, Transfer FRANKENMUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Prior Sale | Jan 15, 2010 · Amount on Record |
| Deed Document Number | 201811723 |
| Last Transfer Date | May 6, 2020 |
| Transfer Doc | 0000014239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 29, 2020 |
| Property Address | 12495 GERA RD, BIRCH RUN, MI 48415-9474 |
| Document Number | 0000014239 |
| Instrument Date | May 6, 2020 |
| Instrument | 14239 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12495 GERA RD BIRCH RUN MI 484159474, BIRCH RUN, MI 48415-9474 |
| Document Number | 14240 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 14240 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 28, 2040 |
| Document Number | 11783, |
|---|---|
| Date | May 29, 2020 |
| Instrument | 11783 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12495 GERA RD, BIRCH RUN, MI 48415-9474 |
| Document Number | 0000011783 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12495 GERA RD BIRCH RUN MI 484159474, BIRCH RUN, MI 48415-9474 |
| Document Number | 0000011783 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 11783 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 12, 2018 |
| Property Address | 12495 GERA RD, BIRCH RUN, MI 48415-9474 |
| Document Number | 0000011723 |
| Instrument Date | Mar 31, 2018 |
| Instrument | 11723 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12495 GERA RD BIRCH RUN MI 484159474, BIRCH RUN, MI 48415-9474 |
| Document Number | 11724 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 11724 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,900 (+72.25%) | $281,800 (+72.25%) | |
| 2025 | $3,231.00 (+52.41%) Homeowner's exemption | ||
| 2023 | $81,800 | $163,600 | |
| 2022 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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