1251 Steed St, Ranson, WV 25438 Property Records

Jefferson County property record for 1251 Steed St, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 2007
Lot Size	0.051 acres (2,222 sqft)
Owner	2 Individual Names on File
Last Sale	$290,500 (Mar 2024)
Tax Bill	$2,617 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-8C-0198.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8C-0198.0000`
Alternative APN	`19-08-8C-0198.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	111 ft deep x 20 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1251 STEED ST
City	RANSON
State	WV
Zip	25438-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#198 LAKELAND PLACE
Legal Subdivision	LAKELAND PLACE AT FAIRFAX CROSSING
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2022
Census Tract	972402

Owner

1251 Steed St is owned and occupied by two individuals who bought it in March 2024.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1251 STEED ST, RANSON, WV 25438-5719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Mar 14, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Oct 19, 2020	Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
Oct 28, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Apr 30, 2019	Deed with Mortgage, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	20242446
Deed Book / Page	1318 / 666
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 6, 2024
Property Address	1251 STEED ST, RANSON, WV 25438-5719
Document Number	001318/666
Book / Page	1318 / 666
Map Reference	MB 24 PG 10
Instrument Date	Feb 20, 2024
Instrument	202400002446
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	CARDINAL TITLE PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,423.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202400002447
Date	Mar 6, 2024
Instrument	202400002447

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	002541/460
Date	Mar 6, 2024
Book Page	2541/460
Instrument	202400002448

Lender

Name	WEST VIRGINIA HOUSING DEVELOPMENT FUND
Type	Government Agency
Address	CHARLESTON, WV 25304

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2039

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	1251 STEED ST, RANSON, WV 25438-5719
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 STEED ST, RANSON, WV 25438-5719

Mortgage

Document Number	0002498/60
Date	Mar 14, 2023
Book Page	2498/60
Instrument	202300002441

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2053

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Oct 19, 2020
Property Address	1251 STEED ST, RANSON, WV 25438-5719
Document Number	1250/466
Book / Page	1250 / 466
Map Reference	MB 24 PG 10
Instrument Date	Oct 16, 2020
Instrument	202000014016
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 STEED ST, RANSON, WV 25438-5719

Mortgage

Document Number	202000014017
Date	Oct 19, 2020
Instrument	202000014017

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Oct 28, 2019
Property Address	1251 STEED ST, RANSON, WV 25438-5719
Document Number	0000013891
Book / Page	001231 / 000568
Instrument Date	Oct 24, 2019
Instrument	13891
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,458.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719

Mortgage

Document Number	13892
Date	Oct 28, 2019
Book Page	002248/000632
Instrument	13892

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	JEFFERSON WV
Recording Date	Apr 30, 2019
Property Address	1251 STEED ST, RANSON, WV 25438-5719
Document Number	0000004860
Book / Page	002221 / 000721
Instrument Date	Apr 29, 2019
Instrument	4860
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719
Investor	Possibly a Property Investor

Mortgage

Document Number	4861
Date	Apr 30, 2019
Book Page	002221/000721
Instrument	4861

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1251 Steed St was $2,617, up 5.7% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,617.00 (+5.65%)	$190,500 (+7.63%) Land $41,300 Building $149,200	$317,500 (+7.59%) Land $68,833 Building $248,667
2025	$2,477.00	$177,000 Land $27,800 Building $149,200	$295,100 Land $46,400 Building $248,700
2023	$2,141.00	$151,000 Land $27,800 Building $123,200	$251,700 Land $46,400 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1251 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2008)
Most Recent Claim	May 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Steed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1251 Steed St, Ranson, WV 25438 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed with Mortgage, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Steed St

Nearby Streets

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