1248 Steed St, Ranson, WV 25438 Property Records

Jefferson County property record for 1248 Steed St, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,124 sqft · built 2007
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2025)
Tax Bill	$2,689 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8C-0145.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8C-0145.0000`
Alternative APN	`19-08-8C-0145.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	117 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1248 STEED ST
City	RANSON
State	WV
Zip	25438-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#145 LAKELAND PLACE
Legal Subdivision	LAKELAND PLACE AT FAIRFAX CROSSING
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2020
Census Tract	972402

Owner

1248 Steed St is owned and occupied by two individuals who bought it in July 2025.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1248 STEED ST, RANSON, WV 25438-5718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Oct 9, 2007 · Amount on File
Deed Document Number	20258424
Deed Book / Page	1350 / 415
Record Updated	Oct 29, 2026

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	JEFFERSON WV
Recording Date	Apr 30, 2019
Property Address	1248 STEED ST, RANSON, WV 25438-5718
Document Number	0000004860
Book / Page	002221 / 000721
Instrument Date	Apr 29, 2019
Instrument	4860
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719
Investor	Possibly a Property Investor

Mortgage

Document Number	4861
Date	Apr 30, 2019
Book Page	002221/000721
Instrument	4861

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1248 Steed St was $2,689, up 10.9% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,689.00 (+10.93%)	$195,700 (+12.99%) Land $42,700 Building $153,000	$326,167 (+13.02%) Land $71,167 Building $255,000
2025	$2,424.00	$173,200 Land $28,900 Building $144,300	$288,600 Land $48,100 Building $240,500
2023	$2,097.00	$147,900 Land $28,900 Building $119,000	$246,500 Land $48,100 Building $198,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1248 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2008)
Most Recent Claim	May 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Steed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20