12506 Charing Cross Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 12506 Charing Cross Rd, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,220 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$109,936 (Mar 2023)
Tax Bill$2,735 (2024)
Deeds & MortgagesMar 2023 Sale
Feb 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-10-32-203-061.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-203-061.000-018
Alternative APN
  • 1610320203061000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions150 ft deep x 44 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1610320203061000
Street Address12506 CHARING CROSS RD
CityCARMEL
StateIN
Zip46033-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE VILLAGE, REPLAT INFORMATION: REPLAT, SECTION 1, LOT 8, IRREGULAR SH
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionBROOKSHIRE VILLAGE FIRST SECTION REPLAT
Legal Block1
Legal Lot Number8
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3001
Census Tract111003

Owner

12506 Charing Cross Rd is owned and occupied by an individual who bought it in March 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Mailing Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed, Transfer
Feb 22, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Feb 22, 2022Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2023 · Amount on File
Deed SaleMar 21, 2023 · Amount on File
Prior SaleFeb 22, 2022 · Amount on File
Deed Document Number0000009015
Record UpdatedJun 8, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateMar 21, 2023
Property Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130
Document Number0000009015
Map ReferenceMB 6 PG 59-61
Instrument DateMar 21, 2023
Instrument2023009015
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateFeb 22, 2022
Property Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130
Document Number0000009511
Map ReferenceMB 6 PG 59-61
Instrument DateFeb 21, 2022
Instrument2022009511
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateFeb 22, 2022
Property Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130
Document Number0000009512
Map ReferenceMB 6 PG 59-61
Instrument DateFeb 17, 2022
Instrument2022009512
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12506 CHARING CROSS RD, CARMEL, IN 46033-3130

Mortgage

Document Number0000009513
DateFeb 22, 2022
Instrument2022009513
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$281,400 (+5.35%) Land $96,500 Building $184,900$281,400 (+5.35%) Land $96,500 Building $184,900
2024$2,735.00 (+6.71%)$267,100 (+2.85%) Land $96,500 Building $170,600$267,100 (+2.85%) Land $96,500 Building $170,600
2023$2,563.00 (+3.77%)$259,700 (+11.13%) Land $83,300 Building $176,400$259,700 (+11.13%) Land $83,300 Building $176,400
2022$2,470.00$233,700 Land $83,300 Building $150,400$233,700 Land $83,300 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12506 Charing Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Most Recent ClaimNov 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12506 Charing Cross Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charing Cross Rd

Nearby Streets

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