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12486 Charing Cross Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 12486 Charing Cross Rd, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,215 sqft · built 1978
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$294,000 (Dec 2020)
Tax Bill$3,412 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-32-203-058.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-203-058.000-018
Alternative APN
  • 1610320203058000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,215 sqft Living Area
1st Floor Area1,251 sqft
2nd Floor Area964 sqft
AtticAttic
Attic Area140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions116 ft deep x 44 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1610320203058000
Street Address12486 CHARING CROSS RD
CityCARMEL
StateIN
Zip46033-3128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE VILLAGE, REPLAT INFORMATION: REPLAT, SECTION 1, LOT 10, IRREGULAR S
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionBROOKSHIRE VILLAGE
Legal Block1
Legal Lot Number10
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3001
Census Tract111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12486 CHARING CROSS RD, CARMEL, IN 46033-3128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2020 · Amount on Record
Deed SaleDec 8, 2020 · Amount on Record
Prior SaleDec 31, 2012 · Amount on Record
Deed Document Number2020089979
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 8, 2020
Property Address12486 CHARING CROSS RD, CARMEL, IN 46033-3128
Document Number2020089979
Map ReferenceMB 6 PG 59
Instrument DateDec 4, 2020
Instrument2020089979
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanySECURITY TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12486 CHARING CROSS RD, CARMEL, IN 46033-3128

Mortgage

Document Number2020089980
DateDec 8, 2020
Instrument2020089980
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,100 (+5.85%) Land $91,800 Building $248,300$340,100 (+5.85%) Land $91,800 Building $248,300
2024$3,412.00 (-1.13%)$321,300 (-3.48%) Land $91,800 Building $229,500$321,300 (-3.48%) Land $91,800 Building $229,500
2023$3,451.00 (+11.54%)$332,900 (+18.85%) Land $79,200 Building $253,700$332,900 (+18.85%) Land $79,200 Building $253,700
2022$3,094.00$280,100 Land $79,200 Building $200,900$280,100 Land $79,200 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Most Recent ClaimNov 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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