12505 S Willowgate Ln, Plainfield, IL 60585 Property Records

Kendall County property record for 12505 S Willowgate Ln, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,066 sqft · built 2022
Lot Size	0.255 acres (11,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Feb 2024)
Tax Bill	$14,549 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-436-013`

Property Details

APN / Parcel Number

Primary APN	`03-25-436-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	5,087 sqft
1st Floor Area	3,066 sqft
Basement Area	1,431 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,088 sqft (0.255 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12505 S WILLOWGATE LN
City	PLAINFIELD
State	IL
Zip	60585-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231K OF CHATHAM SQUARE PHASE 8, VILLAGE OF PLAINFIELD
Legal Subdivision	CHATHAM SQUARE PHASE 8
Legal Lot Number	231K
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1026
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2160 S PREUSS AVE, FRESNO, CA 93727-6161
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 27, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	20241567
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 13, 2024
Property Address	12505 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371
Document Number	0000001567
Map Reference	DOC R202100016520
Instrument Date	Feb 5, 2024
Instrument	202400001567
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12505 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12505 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371

Mortgage

Document Number	0000001568
Date	Feb 13, 2024
Instrument	202400001568

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	6.62%

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 27, 2022
Property Address	12505 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371
Document Number	0000019971
Map Reference	DOC R202100016520
Instrument Date	Dec 21, 2022
Instrument	202200019971
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12505 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371

Mortgage

Document Number	0000019972
Date	Dec 27, 2022
Instrument	202200019972

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,481 (+976,115.79%) Land $42,163 Building $143,318	$556,443 (+976,115.79%) Land $126,489 Building $429,954
2024	$14,549.00
2022		$19 Land $19	$57 Land $57

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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