12501 S Willowgate Ln, Plainfield, IL 60585 Property Records

Kendall County property record for 12501 S Willowgate Ln, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft · built 2022
Lot Size	0.278 acres (12,091 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Oct 2025)
Tax Bill	$14,259 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-436-014`

Property Details

APN / Parcel Number

Primary APN	`03-25-436-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	4,869 sqft
1st Floor Area	3,038 sqft
Basement Area	1,431 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,091 sqft (0.278 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12501 S WILLOWGATE LN
City	PLAINFIELD
State	IL
Zip	60585-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 232 OF CHATHAM SQUARE PHASE 8, VILLAGE OF PLAINFIELD
Legal Subdivision	CHATHAM SQUARE PHASE 8
Legal Lot Number	232
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1026
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2150 MCDONALDS DR, OAK BROOK, IL 60523-5502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	202513385
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 15, 2025
Property Address	12501 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371
Document Number	0000013385
Map Reference	DOC R202100016520
Instrument Date	Oct 9, 2025
Instrument	202500013385
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 MCDONALDS DR, OAK BROOK, IL 60523-5502

Mortgage

Document Number	0000013386
Date	Oct 15, 2025
Instrument	202500013386

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 31, 2022
Property Address	12501 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371
Document Number	0000009338
Map Reference	DOC 2021-00016520
Instrument Date	May 23, 2022
Instrument	202200009338
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12501 S WILLOWGATE LN, PLAINFIELD, IL 60585-2371

Mortgage

Document Number	0000009339
Date	May 31, 2022
Instrument	202200009339

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,901 (+3%) Land $42,163 Building $139,738	$545,703 (+3%) Land $126,489 Building $419,214
2024	$14,259.00	$176,603 (+117.91%) Land $40,935 Building $135,668	$529,809 (+117.91%) Land $122,805 Building $407,004
2022		$81,045 Land $18,785 Building $62,260	$243,135 Land $56,355 Building $186,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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