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12503 Ferndale Ct, Hudson, FL 34669 Property Records

Pasco County property record for 12503 Ferndale Ct, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,088 sqft · built 1985
Lot Size0.105 acres (4,584 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Nov 2023)
Tax Bill$3,104 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jul 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-25-17-006A-00000-0510

Property Details

APN / Parcel Number

Primary APN04-25-17-006A-00000-0510
Alternative APNs
  • 172504006A000000510
  • 1219507

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,088 sqft Living Area
Gross Area1,524 sqft
1st Floor Area1,088 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,584 sqft (0.105 acres)
Garage Area240 sqft
DrivewayDriveway
Driveway Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area196 sqft
Patio Area480 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1219507
Old Parcel Number172504006A000000510
Street Address12503 FERNDALE CT
CityHUDSON
StateFL
Zip34669-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0PUD
Legal DescriptionSHADOW RUN UNIT 2 PB 24 PGS 33-35 LOT 51 AKA LOT 51 SHADOW RIDGE UNIT 2 UNREC PLAT DESC AS COM NW COR OF SEC 4 TH
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW RIDGE UNIT 2
Legal Lot Number51
Legal Unit2
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2023
Census Tract31207

Owner

12503 Ferndale Ct is owned and occupied by an individual who bought it in November 2023.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address12503 FERNDALE CT, HUDSON, FL 34669-2732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Jul 19, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 28, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 5, 2021Warranty Deed, Transfer
AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023 · Amount on File
Deed SaleNov 3, 2023 · Amount on File
Prior SaleJul 19, 2023 · Amount on File
Deed Document Number2023194821
Deed Book / Page10912 / 284
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 3, 2023
Property Address12503 FERNDALE CT, HUDSON, FL 34669-2732
Document Number0109120284
Book / Page10912 / 284
Map ReferenceMB 24 PG 33-35
Instrument DateNov 1, 2023
Instrument2023194821
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7024 TANGLEWOOD DR, NEW PORT RICHEY, FL 34654-5748

Transferred To (Grantee/Buyer)

NameVerified Name
Address12503 FERNDALE CT, HUDSON, FL 34669-2732

Mortgage

Document Number0010912287
DateNov 3, 2023
Instrument10912/287
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Mortgage

Document Number0109120299
DateNov 3, 2023
Book Page10912/299
Instrument2023194823
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 19, 2023
Property Address12503 FERNDALE CT, HUDSON, FL 34669-2732
Document Number0108550442
Book / Page10855 / 442
Map ReferenceMB 24 PG 33-35
Instrument DateJul 18, 2023
Instrument2023128926
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12503 FERNDALE CT, HUDSON, FL 34669-2732

Transferred To (Grantee/Buyer)

NameVerified Name
Address7024 TANGLEWOOD DR, NEW PORT RICHEY, FL 34654-5748
InvestorPossibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12503 FERNDALE CT, HUDSON, FL 34669-2732
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12503 FERNDALE CT, HUDSON, FL 34669-2732

Mortgage

Document Number0107142527
DateOct 28, 2022
Book Page10714/2527
Instrument2022232577
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 5, 2021
Property Address12503 FERNDALE CT, HUDSON, FL 34669-2732
Document Number0103152541
Book / Page10315 / 2541
Map ReferenceMB 24 PG 33
Instrument DateMar 31, 2021
Instrument2021066480
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8313 SCOTCH PINE AVE, 8313, BROOKSVILLE, FL 34613-4751

Transferred To (Grantee/Buyer)

NameVerified Name
Address12503 FERNDALE CT, HUDSON, FL 34669-2732

Tax Assessment & Valuation

The 2025 property tax bill for 12503 Ferndale Ct was $3,104.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,104.00$172,193 Land $18,154 Building $154,039$172,193 Land $18,154 Building $154,039
2023$1,234.00 (+12.69%) Additional exemption filed$102,050 (+2.99%) Land $13,154 Building $88,896$154,699 (+25.67%) Land $13,154 Building $141,545
2022$1,095.00 Homeowner's exemption$99,086 Land $11,054 Building $88,032$123,096 Land $11,054 Building $112,042

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12503 Ferndale Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1985–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12503 Ferndale Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

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