Pasco County property record for 12438 Ferndale Ct, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,044 sqft · built 1986 |
| Lot Size | 0.112 acres (4,882 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $84,000 (Aug 2017) |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-17-006A-00000-0460 |
| Primary APN | 04-25-17-006A-00000-0460 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 1,420 sqft |
| 1st Floor Area | 1,044 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,882 sqft (0.112 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 130 sqft |
| Patio Area | 792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12438 FERNDALE CT |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW RUN UNIT 2 PB 24 PGS 33-35 LOT 46 OR 9587 PG 3564 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | SHADOW RUN |
| Legal Tract | 6A |
| Legal Lot Number | 46 |
| Legal Unit | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 31207 |
Source: Pasco County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 12438 FERNDALE CT, HUDSON, FL 34669-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Aug 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Prior Sale | Apr 15, 1998 · Amount on Record |
| Deed Document Number | 2017127034 |
| Deed Book / Page | 9587 / 3564 |
| Prior Transfer Date | Aug 14, 2012 |
| Prior Transfer Doc | 0087423420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12438 FERNDALE CT, HUDSON, FL 34669-2729 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12161 INFINITY DR, NEW PORT RICHEY, FL 34654-2041 |
| Document Number | 0103333215 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 10333/3215 |
| Instrument | 2021085563 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 10, 2017 |
| Property Address | 12438 FERNDALE CT, HUDSON, FL 34669-2729 |
| Document Number | 0095873564 |
| Book / Page | 9587 / 3564 |
| Map Reference | MB24 PG33-35 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017127034 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 BREEZY WAY, 2000, SPRING HILL, FL 34608-5779 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12438 FERNDALE CT, HUDSON, FL 34669-2729 |
| Document Number | 2017127035 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017127035 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,303 (-0.64%) Land $18,241 Building $146,062 | $164,303 (-0.64%) Land $18,241 Building $146,062 | |
| 2025 | $2,582.00 (+2.66%) | $165,354 (+10.72%) Land $18,241 Building $147,113 | $165,354 (+10.72%) Land $18,241 Building $147,113 |
| 2024 | $2,515.00 (+11.83%) | ||
| 2023 | $2,249.00 (+24.12%) | $149,344 (+25.59%) Land $13,241 Building $136,103 | $149,344 (+25.59%) Land $13,241 Building $136,103 |
| 2022 | $1,812.00 | $118,917 Land $11,141 Building $107,776 | $118,917 Land $11,141 Building $107,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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