12503 Arrowleaf Ln, Jacksonville, FL 32225 Property Records

Duval County property record for 12503 Arrowleaf Ln, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,556 sqft · built 2004
Lot Size	0.166 acres (7,222 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2020)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162109-9295`

Property Details

APN / Parcel Number

Primary APN	`162109-9295`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,222 sqft (0.166 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12503 ARROWLEAF LN
City	JACKSONVILLE
State	FL
Zip	32225-6854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-98 10-2S-28E .17 ASHLEY WOODS UNIT 10 LOT 445
Legal Range	28E
Legal Township	02S
Legal Section	10
Legal Subdivision	ASHLEY WOODS UNIT 10
Legal Lot Number	445
Legal Unit	10
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1008
Census Tract	14335

Owner

12503 Arrowleaf Ln is owned and occupied by two individuals who bought it in January 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12503 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2020 · Amount on File
Deed Sale	Jan 25, 2020 · Amount on File
Prior Sale	Apr 10, 2007 · Amount on File
Deed Document Number	202019405
Deed Book / Page	19081 / 1524
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 25, 2020
Property Address	12503 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
Document Number	0190811524
Book / Page	19081 / 1524
Map Reference	MB 55 PG 98&98A-98D
Instrument Date	Jan 17, 2020
Instrument	2020019405
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2686 SPREADING OAKS LN, 2686, JACKSONVILLE, FL 32223-6533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854

Mortgage

Document Number	0190811526
Date	Jan 25, 2020
Instrument	19081/1526

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12503 Arrowleaf Ln was $4,895 with exemptions applied, up 6.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,968 (+2.7%)	$408,232 (-0.53%) Land $112,291 Building $295,941
2025	$4,895.00 (+6.21%) Homeowner's exemption Veteran's exemption	$301,819	$410,393 Land $110,000 Building $300,393
2024	$4,609.00 (+2.88%)
2023	$4,480.00 (+9.22%) Homeowner's exemption Veteran's exemption	$284,770 (+3%)	$401,795 (+8.02%) Land $85,000 Building $316,795
2022	$4,102.00 Homeowner's exemption Veteran's exemption	$276,476	$371,966 Land $70,000 Building $301,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12503 Arrowleaf Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12503 Arrowleaf Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20