Duval County property record for 12481 Arrowleaf Ln, Jacksonville, FL 32225
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,556 sqft · built 2004 |
| Lot Size | 0.281 acres (12,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,900 (Jun 2004) |
| Tax Bill | $3,628 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162109-9280 |
| Primary APN | 162109-9280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 3,289 sqft |
| 1st Floor Area | 1,148 sqft |
| Upper Floors Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,224 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12481 ARROWLEAF LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32225-6847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 55-98 10-2S-28E .28 ASHLEY WOODS UNIT 10 LOT 442 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | ASHLEY WOODS UNIT 10 |
| Legal Lot Number | 442 |
| Legal Unit | 10 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14335 |
12481 Arrowleaf Ln is owned and occupied by two individuals who bought it in June 2004.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12481 ARROWLEAF LN, JACKSONVILLE, FL 32225-6847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| May 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2004 · Amount on File |
| Deed Sale | Jun 7, 2004 · Amount on File |
| Deed Document Number | 2004181100 |
| Deed Book / Page | 11850 / 623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12481 ARROWLEAF LN, JACKSONVILLE, FL 32225-6847 |
| Document Number | 0193051109 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12481 ARROWLEAF LN JACKSONVILLE FL 322256847, JACKSONVILLE, FL 32225-6847 |
| Document Number | 0193051109 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 019305/001109 |
| Instrument | 162928 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12481 ARROWLEAF LN, JACKSONVILLE, FL 32225-6847 |
| Document Number | 0188070845 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12481 ARROWIEAF LN JACKSONVILLE FL 32225, JACKSONVILLE, FL 32225 |
| Document Number | 0188070845 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 018807/000845 |
| Instrument | 124152 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12481 ARROWLEAF LN, JACKSONVILLE, FL 32225-6847 |
| Document Number | 0182070296 |
| Book / Page | 018207 / 000296 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12481 ARROWLEAF LN JACKSONVILLE FL 322256847, JACKSONVILLE, FL 32225-6847 |
| Document Number | 0182070296 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 018207/000296 |
| Instrument | 276981 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 12481 Arrowleaf Ln was $3,628 with a homeowner's exemption, up 7.6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,533 (+2.7%) | $404,382 (-0.52%) Land $112,291 Building $292,091 | |
| 2025 | $3,628.00 (+7.56%) Homeowner's exemption | $225,446 | $406,493 Land $110,000 Building $296,493 |
| 2024 | $3,373.00 (+2.96%) | ||
| 2023 | $3,276.00 (+9.35%) Homeowner's exemption | $212,712 (+3%) | $397,698 (+8.06%) Land $85,000 Building $312,698 |
| 2022 | $2,996.00 Homeowner's exemption | $206,517 | $368,050 Land $70,000 Building $298,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12481 Arrowleaf Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12481 Arrowleaf Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures