12501 E Silver Ln, Sugar Creek (Independence), MO 64054 Property Records

Jackson County property record for 12501 E Silver Ln, Sugar Creek, MO 64054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,726 sqft · built 2006
Lot Size	1.04 acres (45,618 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-910-04-14`

Property Details

APN / Parcel Number

Primary APN	`15-910-04-14`
Alternative APNs	`15-910-04-14-00-0-00-000` `15910041400000001` `733505`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,466 sqft
Basement Area	2,726 sqft
Finished Basement	2,466 sqft
Unfinished Basement	260 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,618 sqft
View / Lot	Interior
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	737 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	733505
Street Address	12501 E SILVER LN
City	SUGAR CREEK
State	MO
Zip	64054-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GROVE---LOT 2
Legal Subdivision	HIGHLAND GROVE
Legal Block	3
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	11100

Owner

12501 E Silver Ln is owned and occupied by two individuals who acquired it in June 2021.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jun 16, 2021	Warranty Deed, Transfer
Mar 3, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021
Deed Sale	Jun 16, 2021
Prior Sale	Jul 19, 2005
Deed Document Number	2021E65668
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000E78152
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	STEWART, STEWRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0066001
Date	Jun 17, 2021
Instrument	2021E0066001

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0063529
Date	Aug 31, 2023
Instrument	2023E0063529

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 16, 2021
Property Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Document Number	00E0065668
Instrument Date	Jun 15, 2021
Instrument	2021E0065668
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12501 E SILVER LN, SUGAR CREEK, MO 64054-1100
Document Number	0000E21531
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12501 E SILVER LN SUGAR CREEK MO 640541100, SUGAR CREEK, MO 64054-1100

Mortgage

Document Number	0000E21531
Date	Mar 10, 2017
Instrument	21531E

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12501 E Silver Ln was $4,546, down 21.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,568 (-) Land $5,881 Building $56,687	$329,300 (-)
2025	$4,546.00 (-21.21%)	$62,568 Land $5,881 Building $56,687	$329,300
2024	$5,770.00 (+2.91%)
2023	$5,607.00	$79,711 Land $10,857 Building $68,854	$419,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12501 E Silver Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12501 E Silver Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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