12403 E Silver Ln, Sugar Creek (Independence), MO 64054 Property Records

Jackson County property record for 12403 E Silver Ln, Sugar Creek, MO 64054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,866 sqft · built 1996
Lot Size	1.56 acres (68,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,800 (Apr 2013)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-910-04-21`

Property Details

APN / Parcel Number

Primary APN	`15-910-04-21`
Alternative APNs	`15-910-04-21-00-0-00-000` `1794668`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,866 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,105 sqft
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1794668
Street Address	12403 E SILVER LN
City	SUGAR CREEK
State	MO
Zip	64054-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GROVE---ALL LOT 3 & E 1/2 LOT 4 (KNOWN AS TR-B CERT SUR T-32 PG-17)
Legal Subdivision	HIGHLAND GROVE
Legal Tract	B
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	11100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12403 E SILVER LN, SUGAR CREEK, MO 64054-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage A1 MTG GRP LLC
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit MAZUMA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2013 · Amount on Record
Deed Sale	Apr 29, 2013 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Document Number	201343102
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	0000E43102
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12403 E SILVER LN, SUGAR CREEK, MO 64054-1177
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0057888
Date	May 27, 2021
Instrument	2021E0057888

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12403 E SILVER LN, SUGAR CREEK, MO 64054-1177
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0098095
Date	Sep 7, 2021
Instrument	2021E0098095

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12403 E SILVER LN, SUGAR CREEK, MO 64054-1177
Document Number	0000E77087
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12403 E SILVER LN SUGAR CREEK MO 640541177, SUGAR CREEK, MO 64054-1177

Mortgage

Document Number	0000E77087
Date	Aug 27, 2020
Instrument	77087E

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12403 E SILVER LN, SUGAR CREEK, MO 64054-1177
Document Number	0000E96237
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	TRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6410 BALTIMORE AVE KANSAS CITY MO 64113, KANSAS CITY, MO 64113

Mortgage

Document Number	0000E96237
Date	Oct 23, 2017
Instrument	96237E

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,989 (-) Land $6,901 Building $44,088	$268,360 (-)
2025	$3,705.00 (+14.25%)	$50,989 (+13.81%) Land $6,901 Building $44,088	$268,360 (+13.81%)
2024	$3,243.00 (+2.92%)
2023	$3,151.00	$44,800 Land $8,894 Building $35,906	$235,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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