12500 E 39th Ter S, #22, Independence, MO 64055 Property Records

Jackson County property record for 12500 E 39th Ter S, #22, Independence, MO 64055

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,643 sqft · built 2005
Lot Size	0.048 acres (2,092 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-340-05-24-00-0-06-002`

Property Details

APN / Parcel Number

Primary APN	`33-340-05-24-00-0-06-002`
Alternative APN	`1572638`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,092 sqft (0.048 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1572638
Street Address	12500 E 39TH TER S, 22
City	INDEPENDENCE
State	MO
Zip	64055-3288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHITE HORSE CONDOMINIUMS UNITS 17-24---UNIT 22
Legal Subdivision	WHITE HORSE CONDOMINIUM
Legal Block	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3011
Census Tract	12200

Owner

12500 E 39th Ter S, #22 is owned by two individuals who acquired it in September 2023.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12500 E 39TH TER S, INDEPENDENCE, MO 64055-3288
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Jan 23, 2006
Deed Document Number	202364022
Prior Transfer Date	Feb 20, 2006
Prior Transfer Doc	00I0015961
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12500 E 39TH TER S # 22, 22, INDEPENDENCE, MO 64055-3288
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	ALPHA TITLE GUARANTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10314 E 45TH TER, KANSAS CITY, MO 64133-2800

Mortgage

Document Number	00E0065507
Date	Sep 8, 2023
Instrument	2023E0065507

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 12500 E 39th Ter S, #22 was $2,201, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,809 (-) Land $456 Building $30,353	$162,150 (-)
2025	$2,201.00 (+18.59%)	$30,809 Land $456 Building $30,353	$162,150
2024	$1,856.00 (+2.37%)
2023	$1,813.00 (+0.95%)	$26,790 (+10.16%) Land $2,658 Building $24,132	$141,000
2022	$1,796.00	$24,320 Land $3,572 Building $20,748
2021			$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12500 E 39th Ter S, #22 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12500 E 39th Ter S, #22 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, T-Mobile, Verizon, Wisper ISP.

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