12414 E 39th Ter S, #14, Independence, MO 64055 Property Records

Jackson County property record for 12414 E 39th Ter S, #14, Independence, MO 64055

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,636 sqft · built 2005
Lot Size	0.048 acres (2,106 sqft)
Owner	Individual Name on File
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-340-05-23-00-0-04-001`

Property Details

APN / Parcel Number

Primary APN	`33-340-05-23-00-0-04-001`
Alternative APN	`1572622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,106 sqft (0.048 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1572622
Street Address	12414 E 39TH TER S, 14
City	INDEPENDENCE
State	MO
Zip	64055-3162
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHITE HORSE CONDOMINIUMS UNITS 9-16---UNIT 14
Legal Subdivision	WHITE HORSE CONDOMINIUM
Legal Block	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3011
Census Tract	12200

Owner

12414 E 39th Ter S, #14 is owned by an individual who acquired it in November 2016.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12414 E 39TH TER S, INDEPENDENCE, MO 64055-3162
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2016
Deed Sale	Nov 22, 2016
Prior Sale	Oct 3, 2002 · Amount on File
Deed Document Number	2016E110863
Prior Transfer Date	Dec 2, 2004
Prior Transfer Doc	000I112422
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12414 E 39TH TER S # 14, 14, INDEPENDENCE, MO 64055-3162
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12414 E 39TH TER S, INDEPENDENCE, MO 64055-3162

Mortgage

Document Number	00E0083229
Date	Nov 17, 2023
Instrument	2023E0083229

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12414 E 39TH TER S, INDEPENDENCE, MO 64055-3162
Document Number	0000E63765
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12414 E 39TH TER S INDEPENDENCE MO 640553162, INDEPENDENCE, MO 64055-3162

Mortgage

Document Number	0000E63765
Date	Jul 13, 2017
Instrument	63765E

Lender

Name	COMMERCE BK
Type	Bank
Address	INDEPENDENCE, MT 64055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12414 E 39TH TER S, INDEPENDENCE, MO 64055-3162
Document Number	0000E63180
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12414 E 39TH TER S INDEPENDENCE MO 640553162, INDEPENDENCE, MO 64055-3162

Mortgage

Document Number	0000E63180
Date	Jul 12, 2017
Instrument	63180E

Lender

Name	COMMERCE BK
Type	Bank
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12414 E 39th Ter S, #14 was $1,857, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,809 (-) Land $1,824 Building $28,985	$162,150 (-)
2025	$1,857.00 (+0.05%)	$30,809 Land $1,824 Building $28,985	$162,150
2024	$1,856.00 (+2.37%)
2023	$1,813.00	$26,790 Land $2,658 Building $24,132	$141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12414 E 39th Ter S, #14 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12414 E 39th Ter S, #14 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, T-Mobile, Verizon, Wisper ISP.

Nearby Properties on E 39th Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures