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1250 N Shore Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1250 N Shore Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,720 sqft · built 2003
Lot Size0.447 acres (19,471 sqft)
OwnerIndividual Name on Record
Tax Bill$3,439 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN35-25-31-4400-000A-0070

Property Details

APN / Parcel Number

Primary APN35-25-31-4400-000A-0070
Alternative APN
  • 2531354400000A0070

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,720 sqft Living Area
Gross Area2,616 sqft
1st Floor Area1,720 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,471 sqft (0.447 acres)
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area280 sqft
PorchFlorida Room
Porch Area356 sqft
Deck Area556 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1250 N SHORE DR
CitySAINT CLOUD
StateFL
Zip34771-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF NEW EDEN 15 PB 1 PG 343 BLK A ALL LOTS 7 LESS NOVA RD R/W
Legal SubdivisionNEW EDEN ON THE LAKES UNIT 15 REPLAT
Legal BlockA
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1066
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1250 N SHORE DR, SAINT CLOUD, FL 34771-9609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2018
Deed SaleApr 18, 2018
Prior SaleApr 3, 2008 · Amount on Record
Deed Document Number201861408
Deed Book / Page5319 / 1226
Prior Transfer DateApr 13, 2018
Prior Transfer Doc0053191226
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1250 N SHORE DR, SAINT CLOUD, FL 34771-9609
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1250 N SHORE DR, SAINT CLOUD, FL 34771-9609

Mortgage

Document Number0061551585
DateFeb 22, 2022
Book Page6155/1585
Instrument2022028637
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,439.00 (+5.49%) Homeowner's exemption Veteran's exemption$242,659 (+5.99%)$377,600 (+2.19%) Land $78,000 Building $299,600
2024$3,260.00 (+2.26%)
2023$3,188.00 (+2.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$228,953 (+3%)$369,500 (+24.08%) Land $78,000 Building $291,500
2022$3,122.00 Homeowner's exemption$222,285$297,800 Land $78,000 Building $219,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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