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1238 N Shore Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1238 N Shore Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,441 sqft · built 1962
Lot Size0.426 acres (18,556 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Jun 2002)
Tax Bill$4,388 (2025)
Flood ZoneZone AE (high risk)
APN35-25-31-4400-000A-0050

Property Details

APN / Parcel Number

Primary APN35-25-31-4400-000A-0050
Alternative APNs
  • 2531354400000A0050
  • 94590

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,441 sqft Living Area
Gross Area2,674 sqft
1st Floor Area1,320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area18,556 sqft (0.426 acres)
Lot Dimensions100 ft deep x 95.9 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area789 sqft
Deck Area462 sqft
Patio Area187 sqft
Shed1 Shed
Shed Area60 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1238 N SHORE DR
CitySAINT CLOUD
StateFL
Zip34771-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionREPLAT OF NEW EDEN UNIT 15 PB 1 PG 343 BLK A S 22.5 FT OF LOT 5 & ALL LOT 6 LESS ELY 185.8 FT OF SLY 1.6 FT OF NLY 54.1 FT OF LOT 5
Legal Range31E
Legal Township25S
Legal Section35
Legal SubdivisionNEW EDEN ON THE LAKES UNIT 15 REPLAT
Legal Tract4400
Legal BlockA
Legal Lot Number5
Legal Unit15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1066
Census Tract43700

Owner

1238 N Shore Dr is owned by two individuals who acquired it in August 2010.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address6385 BONNIE CT, SAINT CLOUD, FL 34771-9480
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2002 · Amount on File
Deed SaleJun 12, 2002 · Amount on File
Deed Book / Page2064 / 361
Last Transfer DateAug 19, 2010
Transfer Doc0040231682
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1238 N Shore Dr was $4,388, up 2.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,388.00 (+2.86%)$265,300 Land $78,000 Building $187,300$265,300 Land $78,000 Building $187,300
2024$4,266.00 (+4.82%)
2023$4,070.00 (+12.52%)$258,600 (+18.84%) Land $78,000 Building $180,600$258,600 (+18.84%) Land $78,000 Building $180,600
2022$3,617.00$217,600 Land $78,000 Building $139,600$217,600 Land $78,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 N Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 N Shore Dr is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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