Santa Clara County property record for 1250 Ayer Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,593 sqft · built 1980 |
| Lot Size | 0.186 acres (8,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Dec 2005) |
| Tax Bill | $11,711 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 808-17-042 |
| Primary APN | 808-17-042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Lot Area | 8,128 sqft (0.186 acres) |
| Lot Dimensions | 127 ft deep x 64 ft wide |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 4,700 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1250 AYER DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 6286 LOT 418 |
| Legal Subdivision | CASTLEWOOD PARK |
| Legal Tract | 6286 |
| Legal Lot Number | 418 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 512510 |
Source: Santa Clara County records · APN 808-17-042
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2005 · Amount on Record |
| Deed Sale | Dec 06, 2005 · Amount on Record |
| Prior Sale | Sep 08, 2004 |
| Deed Document Number | 18705374 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Document Number | 0025107389 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 25107389 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Document Number | 0024959143 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 24959143 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Document Number | 0024455650 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1250 AYER DR GILROY CA 950205438, GILROY, CA 95020-5438 |
| Document Number | 0024455650 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 24455650 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1250 AYER DR, GILROY, CA 95020-5438 |
| Document Number | 0023837665 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1250 AYER DR GILROY CA 950205438, GILROY, CA 95020-5438 |
| Document Number | 0023837665 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 23837665 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,711.00 (+5.57%) Homeowner's exemption | $956,456 (+7.47%) Land $525,990 Building $430,466 |
| 2023 | $11,093.00 (-1.56%) Homeowner's exemption | $890,000 Land $489,400 Building $400,600 |
| 2022 | $11,269.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 420 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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