1240 Ayer Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1240 Ayer Dr, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,832 sqft · built 1979
Lot Size0.186 acres (8,128 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Jul 2016)
Tax Bill$9,602 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2018 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN808-17-043

Property Details

APN / Parcel Number

Primary APN808-17-043

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,832 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeWood
Lot Area8,128 sqft (0.186 acres)
Lot Dimensions127 ft deep x 64 ft wide
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1240 AYER DR
CityGILROY
StateCA
Zip95020-5438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 6286 LOT 417
Legal SubdivisionCASTLEWOOD PARK
Legal Tract6286
Legal Lot Number417
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2004
Census Tract512510

Owner

Source: Santa Clara County records · APN 808-17-043

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1240 AYER DR, GILROY, CA 95020-5438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 22, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Oct 02, 2018Deed of Trust, Mortgage
FIRST AMERICAN MORTGAGE SOLUTIONS
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2016 · Amount on Record
Deed SaleJul 01, 2016 · Amount on Record
Prior SaleJul 01, 2016 · Amount on Record
Deed Document Number0023354392
Last Transfer DateMay 06, 2021
Transfer Doc0024951522
Record UpdatedJun 07, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMay 06, 2021
Property Address1240 AYER DR, GILROY, CA 95020-5438
Document Number0024951522
Map ReferenceMB 423 PG 42-44
Instrument DateApr 08, 2021
Instrument24951522
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyBOSTON NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1240 AYER DR, GILROY, CA 95020-5438

Mortgage

Document Number0024951523
DateMay 06, 2021
Instrument24951523
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1240 AYER DR, GILROY, CA 95020-5438
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023852694
DateJan 22, 2018
Instrument23852694
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1240 AYER DR, GILROY, CA 95020-5438
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024034753
DateOct 02, 2018
Instrument24034753
Lender
NameFIRST AMERICAN MORTGAGE SOLUTIONS
TypeNon-Lending Institution
AddressSANTA CLARA, CA 95050
Agreement
AmountAmount Recorded
Term180 Months
DueOct 16, 2033

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1240 AYER DR, GILROY, CA 95020-5438
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024483704
DateMay 20, 2020
Instrument24483704
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1240 AYER DR, GILROY, CA 95020-5438
Document Number0023852693
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1240 AYER DR GILROY CA 950205438, GILROY, CA 95020-5438

Mortgage

Document Number0023852693
DateJan 22, 2018
Instrument23852693
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,602.00 (+2.23%) Homeowner's exemption$783,392 (+4.04%) Land $464,232 Building $319,160
2023$9,393.00 (+1.68%) Homeowner's exemption$752,973 Land $446,206 Building $306,767
2022$9,238.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: T-Mobile USA, Verizon, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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