125 W Exchange St, Danvers, IL 61732 Property Records

McLean County property record for 125 W Exchange St, Danvers, IL 61732

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1958
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2026)
Tax Bill	$4,862 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-213-001`

Property Details

APN / Parcel Number

Primary APN	`12-23-213-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Detached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	24 sqft

Location & Zoning

Street Address	125 W EXCHANGE ST
City	DANVERS
State	IL
Zip	61732-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD L9 &W40 LOT 8 BLK 3
Legal Range	01W
Legal Township	24N
Legal Section	23
Legal Subdivision	2ND ADD
Legal Block	3
Legal Lot Number	9,8
Jurisdiction	MCLEAN IL
Township / Civil Division	DANVERS
Census Block Group	1
Census Block	1054
Census Tract	5202

Owner

125 W Exchange St is owned and occupied by two individuals who bought it in April 2026.

Source: McLean County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CEFCU
May 1, 2018	Administrator's Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	20264712
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIDELITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010537
Date	Aug 9, 2023
Instrument	2023-00010537

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 9, 2026
Property Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217
Document Number	0000004712
Instrument Date	Mar 19, 2026
Instrument	20264712
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,057.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	0000004713,
Date	Apr 9, 2026
Instrument	20264713

Lender

Name	CEFCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 1, 2018
Property Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217
Document Number	201800006609
Instrument Date	Apr 6, 2018
Instrument	2018-00006609
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	201800006610
Date	May 1, 2018
Instrument	2018-00006610

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Danvers Township
Municipality	Danvers Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,595 Land $6,217 Building $61,378	$202,785 Land $18,651 Building $184,134
2024	$4,862.00 (-0.08%)
2023	$4,866.00	$57,416 Land $5,280 Building $52,136	$172,248 Land $15,840 Building $156,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 W Exchange St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS serves 1,089 people · EPA ID IL1130450
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
MR Systems Wireless Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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