124 W Exchange St, Danvers, IL 61732 Property Records

McLean County property record for 124 W Exchange St, Danvers, IL 61732

Property Summary

Property Type	Single Family Home
Details	1 ba · 935 sqft · built 1874
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Apr 2024)
Tax Bill	$794 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-212-009`

Property Details

APN / Parcel Number

Primary APN	`12-23-212-009`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	935 sqft Living Area
1st Floor Area	1,243 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	7,450 sqft
Parking Spaces	24 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	124 W EXCHANGE ST
City	DANVERS
State	IL
Zip	61732-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD TO DANVERS LOT 11 BLK 2
Legal Range	01W
Legal Township	24N
Legal Section	23
Legal Subdivision	2ND ADD DANVERS
Legal Block	2
Legal Lot Number	11
Jurisdiction	MCLEAN IL
Township / Civil Division	DANVERS
Census Block Group	1
Census Block	1059
Census Tract	5202

Owner

124 W Exchange St is owned and occupied by an individual who acquired it in June 2024.

Source: McLean County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 22, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	20244719
Last Transfer Date	Jun 1, 2024
Transfer Doc	0000007143
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	202500013118
Date	Sep 22, 2025
Instrument	2025-00013118

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate	6.49%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 19, 2024
Property Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217
Document Number	202400004719
Instrument Date	Apr 17, 2024
Instrument	2024-00004719
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	202400004720
Date	Apr 19, 2024
Instrument	2024-00004720

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate	7.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	202200003495
Date	Feb 22, 2022
Instrument	2022-00003495

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 20, 2017
Property Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217
Document Number	201700019079
Instrument Date	Oct 12, 2017
Instrument	2017-00019079
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W EXCHANGE ST, DANVERS, IL 61732-9217

Mortgage

Document Number	201700019080
Date	Oct 20, 2017
Instrument	2017-00019080

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Danvers Township
Municipality	Danvers Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,431 Land $3,343 Building $36,088	$118,293 Land $10,029 Building $108,264
2024	$794.00 (-24.81%)
2023	$1,056.00	$17,157 Land $2,840 Building $14,317	$51,471 Land $8,520 Building $42,951

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 W Exchange St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS serves 1,089 people · EPA ID IL1130450
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
MR Systems Wireless Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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