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125 Tree Ln, Tavernier, FL 33070 Property Records

Monroe County property record for 125 Tree Ln, Tavernier, FL 33070 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1948
Lot Size0.078 acres (3,400 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Nov 2025)
Tax Bill$4,080 (2024)
Deeds & MortgagesOct 2024 Line of Credit
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00480000-000000

Property Details

APN / Parcel Number

Primary APN00480000-000000
Alternative APN
  • 1586501

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,400 sqft (0.078 acres)
Patio Area453 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1586501
Street Address125 TREE LN
CityTAVERNIER
StateFL
Zip33070-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 4 (A/K/A LT 10E AND PT LT 11E) TAVERNIER ACRES PB2-49 OR53-30/31 OR682-636 OR877-1761 OR919-898/907(DADE CO PROBATE) OR943-740/741 OR1021-1961 OR1028-1554 OR1247-332 OR1508-1479 OR1525-1107/08 OR1604-89 OR2362-751/52 OR2376-521/23 OR2545-365/67
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER ACRES
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2001
Census Tract970700

Owner

Source: Monroe County records · APN 00480000-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3312 WOODBURY CT, SAINT AUGUSTINE, FL 32086-5088
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 07, 2025Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Jun 03, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2025 · Amount on Record
Deed SaleNov 07, 2025 · Amount on Record
Prior SaleJun 03, 2021 · Amount on Record
Deed Document Number20252521559
Deed Book / Page3352 / 2153
Prior Transfer DateNov 23, 2011
Prior Transfer Doc0025450365
Record UpdatedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address125 TREE LN, TAVERNIER, FL 33070-2833
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LAWNWOOD AVE, LONGMEADOW, MA 01106-3018

Mortgage

Document Number0032970692
DateOct 23, 2024
Book Page3297/692
Instrument2478396
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 13, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 07, 2025
Property Address125 TREE LN, TAVERNIER, FL 33070-2833
Document Number0033522153
Book / Page3352 / 2153
Map ReferenceMB 2 PG 49
Instrument DateNov 07, 2025
Instrument2521559
Transaction TypeTransfer
Record UpdatedDec 08, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 GREENWICH ST, LUDLOW, MA 01056-2803

Transferred To (Grantee/Buyer)

NameVerified Name
Address3312 WOODBURY CT, ST AUGUSTINE, FL 32086-5088

Mortgage

Document Number0033522155
DateNov 07, 2025
Instrument3352/2155
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 03, 2021
Property Address125 TREE LN, TAVERNIER, FL 33070-2833
Document Number0031021626
Book / Page3102 / 1626
Map ReferenceMB 2 PG 49
Instrument DateJun 02, 2021
Instrument2323160
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 BAHAMA AVE, KEY LARGO, FL 33037-4341

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 TREE LN, TAVERNIER, FL 33070-2833

Mortgage

Document Number0031021628
DateJun 03, 2021
Instrument3102/1628
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$379,526 (-0.81%) Land $168,640 Building $210,886$379,526 (-0.81%) Land $168,640 Building $210,886
2024$4,080.00 (+5.75%)
2023$3,858.00 (+9.88%)$382,636 (+18.32%) Land $189,950 Building $192,686$382,636 (+18.32%) Land $189,950 Building $192,686
2022$3,511.00$323,400 Land $126,302 Building $197,098$323,400 Land $126,302 Building $197,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 375 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
240 under condo master policies
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims By Storm
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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