103 Tree Ln, Tavernier, FL 33070 Property Records

Monroe County property record for 103 Tree Ln, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,954 sqft · built 1958
Lot Size0.208 acres (9,040 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (May 2026)
Tax Bill$3,968 (2024)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone AE (high risk)
APN00479950-000000

Property Details

APN / Parcel Number

Primary APN00479950-000000
Alternative APNs
  • 27623800479950000000
  • 1586455

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,954 sqft Living Area
1st Floor Area1,954 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,040 sqft (0.208 acres)
PorchFlorida Room
Porch Area1,159 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1586455
Street Address103 TREE LN
CityTAVERNIER
StateFL
Zip33070-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionTAVERNIER ACRES PB2-49 KEY LARGO NWLY 146 OF SWLY 40 LT 4 (PARCELS 1E & 2E) & (PARCEL 3E) RE47993 COMBINED PER OWNERS REQUEST 4-8-81SF OR59-333/334 OR867-385 OR867-386Q/C OR1027-2250/51 OR1425-2050 OR2034-2358/59
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER ACRES
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2001
Census Tract970700

Owner

Source: Monroe County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address555 OCEAN WAY, D, KEY LARGO, FL 33037-4232
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleAug 16, 2004 · Amount on Record
Deed Document Number20262543239
Deed Book / Page3380 / 1591
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 12, 2026
Property Address103 TREE LN, TAVERNIER, FL 33070-2833
Document Number0002543239
Book / Page3380 / 1591
Instrument DateMay 11, 2026
Instrument2026.2543239
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$194,425.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$439,593 (-9.69%) Land $321,840 Building $117,753$439,593 (-9.69%) Land $321,840 Building $117,753
2024$3,968.00 (+4.09%)
2023$3,812.00 (+15.31%)$486,783 (+35.16%) Land $383,514 Building $103,269$486,783 (+35.16%) Land $383,514 Building $103,269
2022$3,306.00$360,157 Land $255,175 Building $104,982$360,157 Land $255,175 Building $104,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number