125 Topps Rd, Sagle, ID 83860 Property Records

Bonner County property record for 125 Topps Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$318,800 (Aug 2018)
Tax Bill	$2,657 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP025080000030A`

Property Details

APN / Parcel Number

Primary APN	`RP025080000030A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,720 sqft Finished Area
1st Floor Area	2,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Lean-To	500 sqft
Pole Barn	2,000 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	125 TOPPS RD
City	SAGLE
State	ID
Zip	83860-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	23-56N-2W ANNA'S ADDITION LOT 3
Legal Range	02W
Legal Township	56N
Legal Section	23
Legal Subdivision	ANNA'S ADDITION
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2037
Census Tract	950902

Owner

125 Topps Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Bonner County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 TOPPS RD, SAGLE, ID 83860-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Deed Document Number	2018927040
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	715376
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	125 TOPPS RD, SAGLE, ID 83860-5044
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	985971
Date	Jun 24, 2021
Instrument	985971

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	125 TOPPS RD, SAGLE, ID 83860-5044
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	943821
Date	Aug 22, 2019
Instrument	943821

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 30, 2018
Property Address	125 TOPPS RD, SAGLE, ID 83860-5044
Document Number	927040
Map Reference	MB8 PG52
Instrument Date	Aug 22, 2018
Instrument	927040
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E DOUGLAS AVE APT 229, 229, WICHITA, KS 67202-3528

Mortgage

Document Number	927042
Date	Aug 30, 2018
Instrument	927042

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 125 Topps Rd was $2,657 with a homeowner's exemption, up 2.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,657.00 (+2.67%) Homeowner's exemption	$743,096 (+1.42%) Land $325,736 Building $417,360	$743,096 (+1.42%) Land $325,736 Building $417,360
2025	$2,588.00 Homeowner's exemption	$732,656 Land $325,736 Building $406,920	$732,656 Land $325,736 Building $406,920
2023	$2,429.00 Homeowner's exemption	$664,490 Land $259,567 Building $404,923	$664,490 Land $259,567 Building $404,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Topps Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Topps Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: T-Mobile.

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