103 Topps Rd, Sagle, ID 83860 Property Records

Bonner County property record for 103 Topps Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 672 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,429 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP025080000010A`

Property Details

APN / Parcel Number

Primary APN	`RP025080000010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	672 sqft Finished Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Pole Barn	1,440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	103 TOPPS RD
City	SAGLE
State	ID
Zip	83860-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	23-56N-2W ANNA'S ADDITION LOT 1
Legal Range	02W
Legal Township	56N
Legal Section	23
Legal Subdivision	ANNA'S ADDITION
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2037
Census Tract	950902

Owner

103 Topps Rd is owner-occupied and held in a trust since April 2021.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1331, SAGLE, ID 83860-1331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Apr 16, 2021	Intrafamily Transfer, Transfer
Apr 30, 2019	Warranty Deed, Transfer NORTH ID TITLE COMPANY SANDPOINT, NORTH ID TTL CO SANDPOINT RW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019
Deed Sale	Apr 30, 2019
Prior Sale	Jan 10, 2008
Deed Document Number	2019937881
Last Transfer Date	Apr 14, 2021
Transfer Doc	0000980860
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	103 TOPPS RD, SAGLE, ID 83860-5044
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001028589
Date	Dec 13, 2023
Instrument	1028589

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2025

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Apr 16, 2021
Property Address	103 TOPPS RD, SAGLE, ID 83860-5044
Document Number	0000980860
Map Reference	MB 8 PG 52
Instrument Date	Apr 14, 2021
Instrument	980860
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1331, SAGLE, ID 83860-1331
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 30, 2019
Property Address	103 TOPPS RD, SAGLE, ID 83860-5044
Document Number	0000937881
Map Reference	MB 8 PG 52
Instrument Date	Apr 25, 2019
Instrument	937881
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH ID TTL CO SANDPOINT RW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	725 LESTER LN, AUBURN, CA 95603-9549

Tax Assessment & Valuation

The 2026 property tax bill for 103 Topps Rd was $5,429 with a homeowner's exemption, up 7.4% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,429.00 (+7.42%) Homeowner's exemption	$1,323,878 (-1.2%) Land $342,534 Building $981,344	$1,323,878 (-1.2%) Land $342,534 Building $981,344
2025	$5,054.00 Homeowner's exemption	$1,339,943 Land $342,534 Building $997,409	$1,339,943 Land $342,534 Building $997,409
2023	$1,287.00 Homeowner's exemption	$442,071 Land $257,489 Building $184,582	$442,071 Land $257,489 Building $184,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Topps Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Topps Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: T-Mobile.

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