125 Thomas Ave, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 125 Thomas Ave, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1958
Lot Size	0.238 acres (10,376 sqft)
Owner	Individual Name on File
Last Sale	$582,500 (Sep 2021)
Tax Bill	$13,557 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00616-0000-00010-02`

Property Details

APN / Parcel Number

Primary APN	`14-00616-0000-00010-02`
Alternative APNs	`14006160000000100002` `018754`

Interior

Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	10,376 sqft (0.238 acres)
Lot Dimensions	83 ft deep x 125 ft wide

Location & Zoning

Account Number	018754
Street Address	125 THOMAS AVE
City	EMERSON
State	NJ
Zip	07630-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 X 83
Legal Block	616
Legal Lot Number	10.02
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	1
Census Block	1013
Census Tract	14000

Owner

125 Thomas Ave is owned and occupied by an individual who bought it in September 2021.

Source: Bergen County and Emerson Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	125 THOMAS AVE, EMERSON, NJ 07630-1833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Dec 18, 1996 · Amount on File
Deed Document Number	2021148962
Deed Book / Page	4389 / 663
Prior Transfer Date	Jan 14, 2008
Prior Transfer Doc	0094820159
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 23, 2021
Property Address	125 THOMAS AVE, EMERSON, NJ 07630-1833
Document Number	0043890663
Book / Page	4389 / 663
Instrument Date	Sep 10, 2021
Instrument	2021148962
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,999.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 UNDERHILL DR, 420, TAMIMENT, PA 18371-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THOMAS AVE, EMERSON, NJ 07630-1833

Mortgage

Document Number	2021148963
Date	Sep 23, 2021
Instrument	2021148963

Lender

Name	ROBERT OSTERWALDER
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	35 Months
Due	Aug 15, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 125 Thomas Ave was $13,557, up 3.5% from the year before.

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,400 (-) Land $226,600 Building $169,800	$396,400 (-) Land $226,600 Building $169,800
2025	$13,557.00 (+3.54%)	$396,400 Land $226,600 Building $169,800	$396,400 Land $226,600 Building $169,800
2024	$13,093.00
2023		$396,400 Land $226,600 Building $169,800	$396,400 Land $226,600 Building $169,800
2022	$12,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1984–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Thomas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20