Bergen County and Emerson Borough property record for 108 Thomas Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,490 sqft · built 1958 |
| Lot Size | 0.255 acres (11,099 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Feb 2020) |
| Tax Bill | $15,205 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00616-0000-00004-02 |
| Primary APN | 14-00616-0000-00004-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,490 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 11,099 sqft (0.255 acres) |
| Lot Dimensions | 148 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 018630 |
|---|---|
| Street Address | 108 THOMAS AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X148 3LT |
| Legal Block | 616 |
| Legal Lot Number | 4.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14000 |
108 Thomas Ave is owned by an individual who bought it in February 2020.
Source: Bergen County and Emerson Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 241 LINCOLN AVE, HILLSDALE, NJ 07642-1629 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on File |
| Deed Sale | Feb 24, 2020 · Amount on File |
| Deed Document Number | 202021071 |
| Deed Book / Page | 3515 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 108 THOMAS AVE, EMERSON, NJ 07630-1834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041951003 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 4195/1003 |
| Instrument | 2021091229 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 108 Thomas Ave was $15,205, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,600 (-) Land $230,400 Building $214,200 | $444,600 (-) Land $230,400 Building $214,200 | |
| 2025 | $15,205.00 (+3.54%) | $444,600 Land $230,400 Building $214,200 | $444,600 Land $230,400 Building $214,200 |
| 2024 | $14,685.00 | ||
| 2023 | $444,600 Land $230,400 Building $214,200 | $444,600 Land $230,400 Building $214,200 | |
| 2022 | $13,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1984–2021) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Thomas Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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