Cook County property record for 125 Thatcher Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,935 sqft · built 1924 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Sep 2025) |
| Tax Bill | $20,879 (2023) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2026 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-403-006 |
| Primary APN | 15-11-403-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,935 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,000 sqft (0.253 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 125 THATCHER AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD (WALLERS) ADD TO (RIVER)(FOREST) IN SE OF SEC 11 SE SEC 11-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 11 |
| Legal Subdivision | WALLERS ADD TO RIVER FOREST |
| Legal Block | 1 |
| Legal Lot Number | 9,10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 812000 |
125 Thatcher Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Cook County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROPERTY TITLE, PROPER TITLE |
| Jan 15, 2026 | Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Mar 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 2, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Oct 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Deed Document Number | 202522113 |
| Prior Transfer Date | Mar 20, 2018 |
| Prior Transfer Doc | 0000019031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 26, 2026 |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 0000023099 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202623099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 0000023099, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202623099 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 15, 2026 |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 0001519089 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2601519089 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0011804043 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2111804043 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 17, 2025 |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 0026022113 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2526022113 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | PRAIRIE TITLE SERVICES, PRAIRIE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 0026022114 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2526022114 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate | 6.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 23, 2018 |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 1808219031 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 8219031 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 125 THATCHER AVE RIVER FOREST IL 603052029, RIVER FOREST, IL 60305-2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 1735249068 |
| Instrument Date | Dec 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 THATCHER AVE RIVER FOREST IL 603052029, RIVER FOREST, IL 60305-2029 |
| Document Number | 1735249068 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 35249068 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 125 THATCHER AVE, RIVER FOREST, IL 60305-2029 |
| Document Number | 1731101097 |
| Instrument Date | Oct 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 THATCHER AVE RIVER FOREST IL 603052029, RIVER FOREST, IL 60305-2029 |
| Document Number | 1731101097 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 31101097 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,236 Land $11,825 Building $70,411 | $822,360 Land $118,250 Building $704,110 | |
| 2023 | $20,879.00 (+13.21%) Homeowner's exemption Senior Citizen's exemption | $82,236 (+29.98%) Land $11,825 Building $70,411 | $822,360 (+29.98%) Land $118,250 Building $704,110 |
| 2022 | $18,442.00 Homeowner's exemption Senior Citizen's exemption | $63,269 Land $10,175 Building $53,094 | $632,690 Land $101,750 Building $530,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 125 Thatcher Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Thatcher Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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