125 Surf Way, Apt 433, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 433, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,602 sqft · built 1968
Lot Size	0.15 acres (684 sqft)
Owner	Company Name on Record
Last Sale	$870,000 (Jun 2020)
Tax Bill	$10,975 (2025)
Deeds & Mortgages	Jun 2020 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-443-072-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-072-000`
Alternative APN	`011-443-072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	684 sqft (0.15 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	011-443-072
Street Address	125 SURF WAY, 433
City	MONTEREY
State	CA
Zip	93940-3421
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 13 FLOOR 2 UNIT 5
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	13
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	622 TORRINGTON DR, SUNNYVALE, CA 94087-2444
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 25, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	202030344
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000030346
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2020
Property Address	125 SURF WAY APT 433, 433, MONTEREY, CA 93940-3421
Document Number	0000030346
Instrument Date	Jun 22, 2020
Instrument	30346
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	622 TORRINTON DR SUNNYVALE CA 94087, SUNNYVALE, CA 94087

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2020
Property Address	125 SURF WAY APT 433, 433, MONTEREY, CA 93940-3421
Document Number	0000030344
Map Reference	VOL 18 PG 15
Instrument Date	Jun 18, 2020
Instrument	2020030344
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 TORRINGTON DR, SUNNYVALE, CA 94087-2444

Mortgage

Document Number	0000030345
Date	Jun 25, 2020
Instrument	2020030345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$970,497 (+2%) Land $524,292 Building $446,205
2025	$10,975.00 (+10.56%)	$951,468 (+4.04%) Land $514,012 Building $437,456
2023	$9,927.00 (+1.41%)	$914,523 Land $494,053 Building $420,470
2022	$9,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

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