125 Surf Way, Apt 428, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 428, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,214 sqft · built 1968
Lot Size	0.16 acres (697 sqft)
Owner	Individual Name on Record
Last Sale	$807,500 (Aug 2018)
Tax Bill	$10,321 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`011-443-055-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-055-000`
Alternative APN	`011-443-055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	697 sqft (0.16 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	011-443-055
Street Address	125 SURF WAY, 428
City	MONTEREY
State	CA
Zip	93940-3421
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 12 FLOOR 2 UNIT 3
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	12
Legal Lot Number	12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 SURF WAY, 428, MONTEREY, CA 93940-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	201835939
Prior Transfer Date	Aug 10, 2015
Prior Transfer Doc	0000047105
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 15, 2018
Property Address	125 SURF WAY APT 428, 428, MONTEREY, CA 93940-3421
Document Number	0000035939
Instrument Date	Aug 9, 2018
Instrument	35939
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$888.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SURF WAY #428 MONTEREY CA 939403421, 428, MONTEREY, CA 93940-3421

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,793 (+2%) Land $455,129 Building $463,664
2025	$10,321.00 (+10.68%) Homeowner's exemption	$900,778 (+4.04%) Land $446,205 Building $454,573
2023	$9,325.00 (+1.42%) Homeowner's exemption	$865,801 Land $428,879 Building $436,922
2022	$9,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

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