125 Surf Way, Apt 425, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 425, Monterey, CA 93940

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,214 sqft · built 1993
Lot Size0.16 acres (697 sqft)
OwnerTrust Name on File
Last Sale$625,000 (Mar 2014)
Tax Bill$8,875 (2025)
Deeds & MortgagesJan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN011-443-058-000

Property Details

APN / Parcel Number

Primary APN011-443-058-000
Alternative APN
  • 011-443-058

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,214 sqft Living Area
1st Floor Area1,214 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area697 sqft (0.16 acres)

Location & Zoning

Old Parcel Number011-443-058
Street Address125 SURF WAY, 425
CityMONTEREY
StateCA
Zip93940-3421
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionOCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 12 FLOOR 2 UNIT 6
Legal SubdivisionOCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block12
Legal Lot Number12
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2001
Census Tract13300

Owner

125 Surf Way, Apt 425 is held in a trust since January 2024.

Source: Monterey County records, as of August 6, 2026

Owner of RecordTrust Name on File
Mailing Address25926 S AUSTIN RD, RIPON, CA 95366-9526
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2014 · Amount on File
Deed SaleMar 24, 2014 · Amount on File
Deed Document Number201412662
Last Transfer DateJan 18, 2024
Transfer Doc0000002342
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJan 24, 2024
Property Address125 SURF WAY APT 425, 425, MONTEREY, CA 93940-3421
Document Number0000002343
Map ReferenceVOL 18 PG 15
Instrument DateJan 18, 2024
Instrument2024002343
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25926 S AUSTIN RD, RIPON, CA 95366-9526

Tax Assessment & Valuation

The 2025 property tax bill for 125 Surf Way, Apt 425 was $8,875.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$781,475 (+2%) Land $500,144 Building $281,331
2025$8,875.00$766,153 Land $490,338 Building $275,815
2023$8,002.00 (+1.41%)$736,404 Land $471,299 Building $265,105
2022$7,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 125 Surf Way, Apt 425 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1998–2002)
Claims Outside the SFHA12 of 22
Most Recent ClaimDec 2002 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Surf Way, Apt 425 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

Nearby Streets

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