125 Surf Way, Apt 338, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 338, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 513 sqft · built 1993
Lot Size	0.9 acres (409 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Nov 2021)
Tax Bill	$7,409 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-081-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-081-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	513 sqft Living Area
1st Floor Area	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	409 sqft (0.9 acres)

Location & Zoning

Street Address	125 SURF WAY, 338
City	MONTEREY
State	CA
Zip	93940-3460
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 14 FLOOR 1 UNIT 7
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	14
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	125 SURF WAY, 338, MONTEREY, CA 93940-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 18, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202178458
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000078457
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 18, 2021
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000078457
Map Reference	VOL 18 PG 15
Instrument Date	Nov 17, 2021
Instrument	2021078457
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 BARBEE ST, LOS ANGELES, CA 90031-3407

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 18, 2021
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000078458
Map Reference	VOL 18 PG 15
Instrument Date	Nov 12, 2021
Instrument	2021078458
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460

Mortgage

Document Number	0000078459
Date	Nov 18, 2021
Instrument	2021078459

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 27, 2021
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000073467
Map Reference	MB 2944 PG 1249
Instrument Date	Jan 12, 2021
Instrument	2021073467
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 1 2 BARBEE STREET, LOS ANGELES, CA 90031

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 9, 2020
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000055047
Map Reference	VOL 18 PG 15
Instrument Date	Oct 8, 2020
Instrument	2020055047
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 1 2 BARBEE STREET, LOS ANGELES, CA 90031

Mortgage

Document Number	0000055048
Date	Oct 9, 2020
Instrument	2020055048

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 1, 2018
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000008693
Instrument Date	Feb 26, 2018
Instrument	8693
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	125 SURF WAY #338 MONTEREY CA 939403460, 338, MONTEREY, CA 93940-3460

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 19, 2017
Property Address	125 SURF WAY APT 338, 338, MONTEREY, CA 93940-3460
Document Number	0000038198
Instrument Date	Jul 12, 2017
Instrument	38198
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SURF WAY #338 MONTEREY CA 939403460, 338, MONTEREY, CA 93940-3460

Mortgage

Document Number	38199
Date	Jul 19, 2017
Instrument	38199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,457 (+2%) Land $432,972 Building $216,485
2025	$7,409.00 (+11.28%)	$636,724 (+4.04%) Land $424,483 Building $212,241
2023	$6,658.00 (+1.4%)	$612,000 Land $408,000 Building $204,000
2022	$6,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures