125 Surf Way, Apt 302, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 302, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 513 sqft · built 1993
Lot Size	0.9 acres (416 sqft)
Owner	Company Name on Record
Last Sale	$589,000 (Jul 2019)
Tax Bill	$7,493 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-002-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-002-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	513 sqft Living Area
1st Floor Area	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	416 sqft (0.9 acres)

Location & Zoning

Street Address	125 SURF WAY, 302
City	MONTEREY
State	CA
Zip	93940-3455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 9 FLOOR 1 UNIT 2
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	9
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11 WHITE TAIL LN, MONTEREY, CA 93940-6307
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Nov 23, 2021	Intrafamily Transfer, Transfer
Jul 16, 2019	Grant Deed, Transfer · Conventional Mortgage CAPITALEND HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	201929563
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000079155
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	125 SURF WAY APT 302, 302, MONTEREY, CA 93940-3455
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WHITE TAIL LN, MONTEREY, CA 93940-6307

Mortgage

Document Number	0000073323
Date	Dec 10, 2020
Instrument	2020073323

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 23, 2021
Property Address	125 SURF WAY APT 302, 302, MONTEREY, CA 93940-3455
Document Number	0000079155
Map Reference	VOL 18 PG 15
Instrument Date	Nov 12, 2021
Instrument	2021079155
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11 WHITE TAIL LN, MONTEREY, CA 93940-6307

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 16, 2019
Property Address	125 SURF WAY APT 302, 302, MONTEREY, CA 93940-3455
Document Number	0000029563
Instrument Date	Jul 11, 2019
Instrument	29563
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.90
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11 WHITE TAIL LN MONTEREY CA 939406307, MONTEREY, CA 93940-6307

Mortgage

Document Number	29565
Date	Jul 16, 2019
Instrument	29565

Lender

Name	CAPITALEND HM LOANS
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$657,034 (+2%) Land $512,020 Building $145,014
2025	$7,493.00 (+11.25%)	$644,152 (+4.04%) Land $501,981 Building $142,171
2023	$6,735.00 (+1.4%)	$619,141 Land $482,490 Building $136,651
2022	$6,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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