125 Surf Way, Apt 310, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 310, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 513 sqft · built 1968
Lot Size	0.9 acres (397 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Mar 2025)
Tax Bill	$7,710 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-018-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-018-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	513 sqft Living Area
1st Floor Area	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	397 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	125 SURF WAY, 310
City	MONTEREY
State	CA
Zip	93940-3455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 10 FLOOR 1 UNIT 2
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3089 STEVENSON DR, PEBBLE BEACH, CA 93953-2822
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 18, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	20259021
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000009345
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 18, 2022
Property Address	125 SURF WAY APT 310, 310, MONTEREY, CA 93940-3455
Document Number	0000002700
Map Reference	VOL 18 PG 15
Instrument Date	Jan 13, 2022
Instrument	2022002700
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	125 SURF WAY APT 310, 310, MONTEREY, CA 93940-3455

Mortgage

Document Number	0000002701
Date	Jan 18, 2022
Instrument	2022002701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 8, 2021
Property Address	125 SURF WAY APT 310, 310, MONTEREY, CA 93940-3455
Document Number	0000009345
Map Reference	MB 2944 PG 1249
Instrument Date	Jan 25, 2021
Instrument	2021009345
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 NEWPORT DR, LODI, CA 95242-4724

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 18, 2019
Property Address	125 SURF WAY APT 310, 310, MONTEREY, CA 93940-3455
Document Number	0000060216
Instrument Date	Nov 9, 2019
Instrument	60216
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 NEWPORT DR LODI CA 952424724, LODI, CA 95242-4724

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,700 (+13.03%) Land $408,000 Building $341,700
2025	$7,710.00 (+11.21%)	$663,254 (+4.04%) Land $371,422 Building $291,832
2023	$6,933.00 (+30.59%)	$637,500 Land $357,000 Building $280,500
2022	$5,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

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