125 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 125 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 1975
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Apr 2020)
Tax Bill	$13,222 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`024-101-04`

Property Details

APN / Parcel Number

Primary APN	`024-101-04`
Alternative APN	`024-101-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,933 sqft Living Area
Gross Area	2,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	14,898 sqft (0.342 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	515 sqft
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	125 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3028
Census Tract	121200

Owner

125 Sunset Ter is owned and occupied by an individual who bought it in April 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
May 11, 2022	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU
Apr 7, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 7, 2020	Grant Deed, Transfer SAN MATEO CU
Dec 29, 2017	Quit Claim Deed, Transfer OTHER
Oct 3, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	202011987
Prior Transfer Date	Apr 1, 2020
Prior Transfer Doc	0000011986
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010559
Date	Mar 27, 2020
Instrument	2020-0010559

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000034414
Date	Jun 24, 2021
Instrument	2021-0034414

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000014951
Date	May 11, 2022
Instrument	2022-0014951

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 7, 2020
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000011986
Instrument Date	Apr 1, 2020
Instrument	11986
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13312 MUIR DR NW GIG HARBOR WA 983327832, GIG HARBOR, WA 98332-7832

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 7, 2020
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000011987
Instrument Date	Apr 1, 2020
Instrument	11987
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	125 SUNSET TER SCOTTS VALLEY CA 950663721, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	11988
Date	Apr 7, 2020
Instrument	11988

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Mortgage

Document Number	11989,
Date	Apr 7, 2020
Instrument	11989

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2017
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000044594
Instrument Date	Dec 26, 2017
Instrument	44594
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	125 SUNSET TER SCOTTS VALLEY CA 950663721, SCOTTS VALLEY, CA 95066-3721

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 3, 2017
Property Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000033226
Map Reference	VOL38 PG5
Instrument Date	Sep 29, 2017
Instrument	2017-0033226
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	125 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000033227
Date	Oct 3, 2017
Instrument	2017-0033227

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 125 Sunset Ter was $13,222 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,093,208 (+2%) Land $655,925 Building $437,283
2025	$13,222.00 Homeowner's exemption	$1,071,773 Land $643,064 Building $428,709
2023	$12,149.00 (+1.95%) Homeowner's exemption	$1,030,155 Land $618,093 Building $412,062	$1,217,880
2022	$11,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Sunset Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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