123 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 123 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,475 sqft · built 1975
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$546,500 (Aug 2002)
Tax Bill	$11,113 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`024-101-05`

Property Details

APN / Parcel Number

Primary APN	`024-101-05`
Alternative APN	`024-101-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	2,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	12,807 sqft (0.294 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Deck Area	254 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	123 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REC OF SURVEY 38 PG 5 LOT 2
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3028
Census Tract	121200

Owner

123 Sunset Ter is owned and occupied by two individuals who acquired it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 13, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Dec 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
May 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 2, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2002 · Amount on File
Deed Sale	Aug 2, 2002 · Amount on File
Prior Sale	May 8, 1998 · Amount on File
Deed Document Number	200254695
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000043800
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 27, 2020
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000044055
Instrument Date	Oct 21, 2020
Instrument	44055
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 SUNSET TER SCOTTS VALLEY CA 950663721, SCOTTS VALLEY, CA 95066-3721

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 26, 2020
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000043800
Map Reference	VOL 38 PG 5
Instrument Date	Oct 21, 2020
Instrument	2020-0043800
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000043801
Date	Oct 26, 2020
Instrument	2020-0043801

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 13, 2018
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000037064
Instrument Date	Nov 30, 2018
Instrument	37064
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 SUNSET TER SCOTTS VALLEY CA 950663721, SCOTTS VALLEY, CA 95066-3721

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 12, 2018
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000036849
Map Reference	VOL 38 PG 5
Instrument Date	Nov 30, 2018
Instrument	2018-0036849
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000036850
Date	Dec 12, 2018
Instrument	2018-0036850

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2017
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000017863
Map Reference	VOL38 PG5
Instrument Date	May 25, 2017
Instrument	2017-0017863
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721

Mortgage

Document Number	0000017864
Date	May 31, 2017
Instrument	2017-0017864

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 2, 2017
Property Address	123 SUNSET TER, SCOTTS VALLEY, CA 95066-3721
Document Number	0000018080
Instrument Date	May 25, 2017
Instrument	18080
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 SUNSET TER SCOTTS VALLEY CA 950663721, SCOTTS VALLEY, CA 95066-3721

Tax Assessment & Valuation

The 2025 property tax bill for 123 Sunset Ter was $11,113 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$901,589 (+2%) Land $484,409 Building $417,180
2025	$11,113.00 Homeowner's exemption	$883,910 Land $474,910 Building $409,000
2023	$10,180.00 (+2.03%) Homeowner's exemption	$849,587 Land $456,469 Building $393,118	$1,429,470
2022	$9,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Sunset Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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