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125 Spring St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 125 Spring St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,538 sqft · built 1900
Lot Size0.079 acres (3,428 sqft)
OwnerCompany Name on Record
Last Sale$305,000 (Jun 2020)
Tax Bill$9,781 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN31-00100-0000-00022

Property Details

APN / Parcel Number

Primary APN31-00100-0000-00022
Alternative APNs
  • 310010000022
  • 205600

Interior

Stories2 Stories
Building Area1,538 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area3,428 sqft (0.079 acres)
Lot Dimensions98 ft deep x 35 ft wide

Location & Zoning

Account Number205600
Street Address125 SPRING ST
CityLODI
StateNJ
Zip07644-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description35X98
Legal SubdivisionRAINAPO CONSTRUCTION CO
Legal Block100
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group4
Census Block4002
Census Tract30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address125 SPRING ST, LODI, NJ 07644-3116
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 8, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMay 8, 2019 · Amount on Record
Deed Document Number202058263
Deed Book / Page3623 / 1687
Record UpdatedOct 29, 2026

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 15, 2020
Property Address125 SPRING ST, LODI, NJ 07644-3116
Document Number0036231687
Book / Page3623 / 1687
Instrument DateMay 11, 2020
Instrument20-058263
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,754.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 W CENTURY RD, 40, PARAMUS, NJ 07652-1454

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SPRING ST, LODI, NJ 07644-3116
InvestorPossibly a Property Investor

Mortgage

Document Number0020058264
DateJun 15, 2020
Instrument20-058264
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateMay 8, 2019
Property Address125 SPRING ST, LODI, NJ 07644-3116
Document Number0032372200
Book / Page003237 / 002200
Instrument DateMar 28, 2019
Instrument28773
Transaction TypeForeclosure
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$213.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 SPRING ST LODI NJ 076443116, LODI, NJ 07644-3116

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,300 (-) Land $149,100 Building $127,200$276,300 (-) Land $149,100 Building $127,200
2025$9,781.00 (+5.61%)$276,300 (-) Land $149,100 Building $127,200$276,300 (-) Land $149,100 Building $127,200
2024$9,261.00 (+2.69%)
2023$276,300 (-) Land $149,100 Building $127,200$276,300 (-) Land $149,100 Building $127,200
2022$9,018.00 (-1.24%)$276,300 Land $149,100 Building $127,200$276,300 Land $149,100 Building $127,200
2021$9,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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