Mecklenburg County property record for 125 Spinnaker Ct, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $535,000 (Sep 2020) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Jul 2025 Reverse Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 003-301-15 |
| Primary APN | 003-301-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Waterfront |
| Porch | Enclosed/Finished Porch |
| Porch Area | 281 sqft |
| Deck Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 125 SPINNAKER CT |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | L12 M20-544 |
| Legal Subdivision | SPINNAKER COVE PATIO HMS PH 01 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 16, 2025 | Intrafamily Transfer, Transfer · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Mar 9, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 27, 2021 | Intrafamily Transfer, Transfer |
| Sep 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Document Number | 2020159958 |
| Deed Book / Page | 35122 / 144 |
| Last Transfer Date | Jul 9, 2025 |
| Transfer Doc | 0000070836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 16, 2025 |
| Property Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000070836 |
| Book / Page | 39725 / 282 |
| Map Reference | MB 20 PG 544 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 2025070836 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000070837 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025070837 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 834 Months |
| Due | Jan 14, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Monthly |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000037254 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 37136/882 |
| Instrument | 2022037254 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000144739 |
| Book / Page | 36344 / 185 |
| Map Reference | MB 20 PG 544 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021144739 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 30, 2020 |
| Property Address | 125 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000159958 |
| Book / Page | 035122 / 000144 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 159958 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,070.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 SPINNAKER CT DAVIDSON NC 280367102, DAVIDSON, NC 28036-7102 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 (+1.35%) | $713,200 Land $390,000 Building $323,200 | $713,200 Land $390,000 Building $323,200 |
| 2024 | $5,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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