Mecklenburg County property record for 120 Spinnaker Ct, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,091 sqft · built 1985 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Mar 2023) |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 003-301-21 |
| Primary APN | 003-301-21 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| 1st Floor Area | 2,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 179 sqft |
| Deck Area | 224 sqft |
| Patio Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 120 SPINNAKER CT |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | L17 M20-544 |
| Legal Subdivision | SPINNAKER COVE PATIO HOMES PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Mar 30, 2023 | Warranty Deed, Transfer · Seller Carry-Back RICHARD FREUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Jun 2, 1986 · Amount on Record |
| Deed Document Number | 202328434 |
| Deed Book / Page | 38025 / 319 |
| Last Transfer Date | Aug 27, 2026 |
| Transfer Doc | 0000103806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 28, 2026 |
| Property Address | 120 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000103806 |
| Book / Page | 40742 / 192 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026103806 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 120 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000103807, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 40742/194 |
| Instrument | 2026103807 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 30, 2023 |
| Property Address | 120 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000028434 |
| Book / Page | 38025 / 319 |
| Map Reference | MB 20 PG 544 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023028434 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 CARRIAGE CLUB DR, MOORESVILLE, NC 28117-9284 |
| Name | Verified Name |
|---|---|
| Address | 120 SPINNAKER CT, DAVIDSON, NC 28036-7102 |
| Document Number | 0000028435 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023028435 |
| Name | RICHARD FREUND |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,306.00 | $560,400 Land $230,000 Building $330,400 | $560,400 Land $230,000 Building $330,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures