125 Sommer Ct, Holts Summit, MO 65043 Property Records

Callaway County property record for 125 Sommer Ct, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,478 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,605 (Feb 2026)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Feb 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-06.0-24.0-00-000-027.111`

Property Details

APN / Parcel Number

Primary APN	`25-06.0-24.0-00-000-027.111`
Alternative APN	`2506024000000020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2506024000000027111
Street Address	125 SOMMER CT
City	HOLTS SUMMIT
State	MO
Zip	65043-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 BROOKSTONE SEC 6
Legal Range	11W
Legal Township	45N
Legal Section	24
Legal Subdivision	BROOKSTONE SECTION 6
Legal Lot Number	37
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	70800

Owner

Source: Callaway County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2011	Deed of Trust, Mortgage · Conventional Mortgage CENRAL TRUST BANK
Feb 17, 2010	Deed of Trust, Mortgage JEFFERSON BANK OF MO
Jul 15, 2011	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 30, 2012	Deed of Trust, Mortgage CANTRAL TRUST BANK
Feb 24, 2026	Warranty Deed, Transfer FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Oct 21, 2009
Deed Document Number	20261091
Deed Book / Page	525 / 717
Record Updated	Jun 8, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0229/0321
Date	Oct 31, 2011
Book Page	D0229/0321
Instrument	0D229_00321

Lender

Name	CENRAL TRUST BANK
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2041

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0226/0178
Date	Feb 17, 2010
Book Page	D0226/0178
Instrument	100769

Lender

Name	JEFFERSON BANK OF MO
Address	JEFFERSON CITY, MO 65102

Agreement

Amount	Amount Recorded

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0228/0770
Date	Jul 15, 2011
Book Page	D0228/0770
Instrument	21442

Lender

Name	CENTRAL TRUST BANK
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2041

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0231/0379
Date	Oct 30, 2012
Book Page	D0231/0379
Instrument	0D231_00379

Lender

Name	CANTRAL TRUST BANK
Address	JEFFERSON CITY, MO 65101

Agreement

Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 24, 2026
Property Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Document Number	000525/717
Book / Page	525 / 717
Instrument Date	Feb 17, 2026
Instrument	202601091
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SOMMER CT, HOLTS SUMMIT, MO 65043-2656

Mortgage

Document Number	0202601092
Date	Feb 24, 2026
Instrument	202601092

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (-2.52%)	$29,224 (-)	$153,810 (-)
2024	$1,822.00 (+0.05%)	$29,224 (-)	$153,810 (-)
2023	$1,821.00 (+1.68%)	$29,224 (+1.65%)	$153,810 (+1.65%)
2022	$1,791.00	$28,749 Land $4,750 Building $23,999
2021			$151,310 Land $25,000 Building $126,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: T-Mobile, Wisper ISP.

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