115 Sommer Ct, Holts Summit, MO 65043 Property Records

Callaway County property record for 115 Sommer Ct, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-06.0-24.0-00-000-027.112`

Property Details

APN / Parcel Number

Primary APN	`25-06.0-24.0-00-000-027.112`
Alternative APN	`2506024000000020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2506024000000027112
Street Address	115 SOMMER CT
City	HOLTS SUMMIT
State	MO
Zip	65043-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BROOKSTONE SEC 6
Legal Subdivision	BROOKSTONE SECTION 6
Legal Lot Number	36
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage PHH MORTGAGE CORPORATION
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST MIDWEST BANK
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MIDWEST BANK OF THE OZARKS
May 1, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019
Deed Sale	May 1, 2019
Prior Sale	Feb 11, 2010
Deed Document Number	201902273
Deed Book / Page	550
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/901
Date	Mar 6, 2026
Book Page	525/901
Instrument	202601280

Lender

Name	PHH MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902274
Date	May 1, 2019
Instrument	201902274

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	TRUE LINE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000502/2
Date	Aug 11, 2022
Book Page	502/2
Instrument	202205123

Lender

Name	FIRST MIDWEST BANK OF THE OZARKS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 1, 2019
Property Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656
Document Number	201902273
Book / Page	550
Instrument Date	Apr 29, 2019
Instrument	201902273
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SOMMER CT, HOLTS SUMMIT, MO 65043-2656

Mortgage

Document Number	201902274
Date	May 1, 2019
Instrument	201902274

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,584.00 (-2.52%)	$26,060 (-)	$137,160 (-)
2024	$1,625.00 (+0.06%)	$26,060 (-)	$137,160 (-)
2023	$1,624.00 (+1.88%)	$26,060 (+1.86%)	$137,160 (+1.86%)
2022	$1,594.00	$25,585 Land $2,850 Building $22,735
2021			$134,660 Land $15,000 Building $119,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: T-Mobile, Wisper ISP.

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