Winnebago County property record for 125 S Mill Rd, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,738 sqft · built 1900 |
| Lot Size | 0.435 acres (18,953 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,188 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253B156 |
| Primary APN | 253B156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,738 sqft Living Area |
| 1st Floor Area | 1,369 sqft |
| Basement Area | 1,369 sqft |
| Finished Basement | 1,369 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,953 sqft (0.435 acres) |
| Driveway | Driveway |
| Deck Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 253B156 |
|---|---|
| Street Address | 125 S MILL RD |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | GROVE LOTS EXC W 132 FT ALL S 126.06 FT N 307.56FT LOT 004 |
| Legal Subdivision | EDWARD FITCHS ADD/CHERRY VLY |
| Legal Lot Number | 004 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3705 |
Source: Winnebago County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 125 S MILL RD, CHERRY VALLEY, IL 61016-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 125 S MILL RD, CHERRY VALLEY, IL 61016-9415 |
| Document Number | 0001035725 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 125 S MILL RD CHERRY VALLEY IL 610169415, CHERRY VALLEY, IL 61016-9415 |
| Document Number | 0001035725 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 1035725 |
| Name | STILLMAN BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | STILLMAN VALLEY, IL 61084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2040 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,188.00 | $46,812 (+30.19%) Land $11,484 Building $35,328 | $140,436 (+30.19%) Land $34,452 Building $105,984 |
| 2022 | Homeowner's exemption | $35,957 Land $9,073 Building $26,884 | $107,871 Land $27,219 Building $80,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Surf Air Wireless, Verizon.
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