101 S Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 101 S Mill Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	0.789 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Dec 2019)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01-107-015`

Property Details

APN / Parcel Number

Primary APN	`16-01-107-015`
Alternative APN	`253B167A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	584 sqft
Unfinished Basement	584 sqft

Exterior

Year Built	Built 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	34,412 sqft (0.789 acres)
Garage Area	1,654 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	253B167A
Street Address	101 S MILL RD
City	CHERRY VALLEY
State	IL
Zip	61016-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGLE FAM
Legal Description	BEG AT NE COR LOT 4 GROVE LOTS SUB SE65 FT TO WLY ROW MILL ST SWLY TO E LNOF SAID LT 4 TH N TO POB AKA PT LT 13SEC 1-43-2
Legal Range	02
Legal Township	43
Legal Section	01
Legal Subdivision	ALSO GROVE LTS SUB
Legal Lot Number	4,13S
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1006
Census Tract	3705

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 S MILL RD, CHERRY VALLEY, IL 61016-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	1941511
Record Updated	Jun 7, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 16, 2019
Property Address	101 S MILL RD, CHERRY VALLEY, IL 61016-9415
Document Number	0001041511
Instrument Date	Dec 10, 2019
Instrument	1041511
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 S MILL RD CHERRY VALLEY IL 610169415, CHERRY VALLEY, IL 61016-9415

Mortgage

Document Number	1041512
Date	Dec 16, 2019
Instrument	1041512

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$35,883 Land $9,073 Building $26,810	$107,649 Land $27,219 Building $80,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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