125 Rustic Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 125 Rustic Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,533 sqft · built 2024
Lot Size	4.49 acres (195,889 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4685-20-8360.000`

Property Details

APN / Parcel Number

Primary APN	`4685-20-8360.000`
Alternative APN	`80103551`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,429 sqft Living Area
Gross Area	6,085 sqft
1st Floor Area	2,043 sqft
Basement Area	1,896 sqft
Finished Basement	1,896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	195,889 sqft (4.49 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Slab
Porch Area	978 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80103551
Street Address	125 RUSTIC RD
City	MOORESVILLE
State	NC
Zip	28115-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L5A WILLIAM M OEHLER & ALICE T OEHLER PB80-64
Legal Subdivision	FAMILY SUBDIVISION
Legal Lot Number	5A
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2007
Census Tract	61408

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12305 JIMMY OEHLER RD, CHARLOTTE, NC 28269-1042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Nov 13, 2023	Deed of Trust, Mortgage · Construction Mortgage SERVISFIRST BANK
Jul 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	125 RUSTIC RD, MOORESVILLE, NC 28115-8280
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RUSTIC RD, MOORESVILLE, NC 28115-8280

Mortgage

Document Number	0003107778
Date	Dec 27, 2024
Book Page	3107/778

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	125 RUSTIC RD, MOORESVILLE, NC 28115-8280
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003027346
Date	Nov 13, 2023
Book Page	3027/346

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Dec 1, 2035
Change Frequency	Annually
Min Rate At Change	8.12%
Max Rate At Change	13.1%
Index	1-Year T-Bill
Max Rate	13.1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Jul 11, 2023
Property Address	125 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0003003279
Book / Page	3003 / 279
Map Reference	MB 80 PG 64
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12310 JIMMY OEHLER RD, CHARLOTTE, NC 28269-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 JIMMY QEHIER ROAD, CHARLOTTE, NC 28269-1042

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,210 (-) Land $72,850 Building $619,360	$692,210 (-) Land $72,850 Building $619,360
2025	$5,216.00	$692,210 Land $72,850 Building $619,360	$692,210 Land $72,850 Building $619,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rustic Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures