121 Rustic Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 121 Rustic Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,790 sqft · built 2024
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4685-10-5141.000`

Property Details

APN / Parcel Number

Primary APN	`4685-10-5141.000`
Alternative APN	`80099571`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	7,017 sqft
1st Floor Area	1,800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	3,000 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	1,227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099571
Street Address	121 RUSTIC RD
City	MOORESVILLE
State	NC
Zip	28115-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L2 & 5 DARLENE PATTERSON PH3 PB75-111
Legal Lot Number	2,5
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2007
Census Tract	61408

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12311 JIMMY OEHLER RD, CHARLOTTE, NC 28269-1042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Mar 15, 2024	Deed of Trust, Mortgage · Construction Mortgage SERVISFIRST BANK
Feb 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	121 RUSTIC RD, MOORESVILLE, NC 28115-8280
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RUSTIC RD, MOORESVILLE, NC 28115-8280

Mortgage

Document Number	0031431164
Date	Jun 23, 2025
Book Page	3143/1164

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	121 RUSTIC RD, MOORESVILLE, NC 28115-8280
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12311 JIMMY OEHLER RD, CHARLOTTE, NC 28269-1042

Mortgage

Document Number	0030491251
Date	Mar 15, 2024
Book Page	3049/1251

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	12.5%
Index	1-Year CMT
Max Rate	12.5%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Feb 8, 2023
Property Address	121 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0002974431
Book / Page	2974 / 431
Instrument Date	Feb 8, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12310 JIMMY OEHLER ROAD, CHARLOTTE, NC 28269-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12311 JIMMY OEHLER RD, CHARLOTTE, NC 28269-1042

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,990 (-) Land $96,300 Building $606,690	$702,990 (-) Land $96,300 Building $606,690
2025	$5,297.00	$702,990 Land $96,300 Building $606,690	$702,990 Land $96,300 Building $606,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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