125 River Rock Ct, Santee, CA 92071 Property Records

San Diego County property record for 125 River Rock Ct, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,526 sqft · built 1998
Lot Size4.89 acres (213,418 sqft)
Owner2 Individual Names on Record
Last Sale$840,000 (May 2024)
Tax Bill$10,484 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN381-681-19-35

Property Details

APN / Parcel Number

Primary APN381-681-19-35

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area213,418 sqft
View / LotRiver
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address125 RIVER ROCK CT
CitySANTEE
StateCA
Zip92071-6940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionLOT 109 US 90PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101
Legal SubdivisionCALIFORNIA BRISAS
Legal Tract013101
Legal Block1
Legal Lot Number108,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract16614

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
MCJAB INC
Jul 7, 2017Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jul 7, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleJul 7, 2017 · Amount on Record
Deed Document Number2024135984
Prior Transfer DateJun 19, 2017
Prior Transfer Doc0000307348
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 RIVER ROCK CT, SANTEE, CA 92071-6940

Mortgage

Document Number0000342346
DateDec 4, 2025
Instrument2025-0342346
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 RIVER ROCK CT, SANTEE, CA 92071-6940

Mortgage

Document Number0000405982
DateMay 28, 2021
Instrument2021-0405982
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
Document Number0000474625
Instrument DateOct 14, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address125 RIVER ROCK CT SANTEE CA 920716940, SANTEE, CA 92071-6940

Mortgage

Document Number0000474625
DateOct 21, 2019
Instrument474625
Lender
NameMCJAB INC
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 7, 2017
Property Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
Document Number0000307347
Map ReferenceMAP13101
Instrument DateJun 26, 2017
Instrument2017-0307347
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 RIVER ROCK CT, SANTEE, CA 92071-6940

Mortgage

Document Number0000307349
DateJul 7, 2017
Instrument2017-0307349
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 7, 2017
Property Address125 RIVER ROCK CT, SANTEE, CA 92071-6940
Document Number0000307348
Instrument DateJun 19, 2017
Instrument307348
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address125 RIVER ROCK CT SANTEE CA 920716940, SANTEE, CA 92071-6940

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$873,934 (+2%) Land $423,370 Building $450,564
2025$10,484.00 (+48.33%)$856,799 (+49.23%) Land $415,069 Building $441,730
2023$7,068.00 (+0.7%) Homeowner's exemption$574,159 Land $278,147 Building $296,012
2022$7,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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