125 Prospect Ave, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 125 Prospect Ave, Ilion, NY 13357 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1920
Lot Size	0.151 acres (6,590 sqft)
Owner	Individual Name on File
Last Sale	$64,900 (Aug 2003)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jul 2023 Refinance
APN	`212801 119.52-1-48`

Property Details

APN / Parcel Number

Primary APN	`212801 119.52-1-48`
Alternative APNs	`280111905200010480000000` `022030360`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	687 sqft
Upper Floors Area	515 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,590 sqft (0.151 acres)
Lot Dimensions	164 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022030360
Street Address	125 PROSPECT AVE
City	ILION
State	NY
Zip	13357-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 PROSP'T AVE E R1 G L15
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5014
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.52-1-48

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 PROSPECT AVE, ILION, NY 13357-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Prior Sale	Jun 10, 2003 · Amount on Record
Deed Book / Page	927 / 219
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	125 PROSPECT AVE, ILION, NY 13357-2005
Transaction Type	Mortgage
Record Updated	Aug 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20232989
Date	Jul 10, 2023
Instrument	RP2023-2989

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+7.75%)	$42,500 (-) Land $9,500 Building $33,000	$79,588 (+3%) Land $17,790 Building $61,798
2023		$42,500 Land $9,500 Building $33,000	$77,273 Land $17,273 Building $60,000
2020	$2,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013, other causes, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.