118 Prospect Ave, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 118 Prospect Ave, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,608 sqft Living Area
Lot Size7,056 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2023)
Tax Bill$3,626.00 (2025)

Property Details

APN / Parcel Number

Primary APN212801 119.52-1-53
Alternative APNs
  • 280111905200010530000000
  • 193913

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,608 sqft Living Area
1st Floor792 sqft 1st Floor
2nd Floor816 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area7,056 sqft (0.162 acres)
Depth X Width147 ft x 48 ft Depth x Width
Porch1 Porch
Porch Area180 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number193913
Street Address118 PROSPECT AVE
CityILION
StateNY
Zip13357-2006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description118 PROSP'T AVE R1 SP
Legal Block1
Legal Lot Number53.000
JurisdictionHERKIMER NY
Minor Civil DivisionGERMAN FLATTS
Census Blockgroup5
Census Block5015
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.52-1-53

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 PROSPECT AVE, ILION, NY 13357-2006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 17, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICU CU
Oct 21, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleSep 18, 2015 · Amount on Record
Deed Doc Number2023RP2023-3710
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address118 PROSPECT AVE, ILION, NY 13357-2006
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20253754
DateSep 05, 2025
InstrumentRP2025-3754
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueOct 01, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateAug 17, 2023
Property Address118 PROSPECT AVE, ILION, NY 13357-2006
Document NumberRP20233710
Instrument DateAug 04, 2023
InstrumentRP2023-3710
Transaction TypeTransfer
Record UpdatedSep 05, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 PROSPECT AVE, ILION, NY 13357-2006

Mortgage

Document NumberRP20233711
DateAug 17, 2023
InstrumentRP2023-3711
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateOct 21, 2019
Property Address118 PROSPECT AVE, ILION, NY 13357-2006
Document Number0020194687
Instrument DateOct 09, 2019
Instrument2019-4687
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7972 CANNING FACTORY RD, WATERVILLE, NY 13480-1802

Mortgage

Document Number0020194688
DateOct 21, 2019
Instrument2019-4688
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,626.00 (+128.34%)$55,400 (-) Land $8,800 Building $46,600$103,745 (+3%) Land $16,479 Building $87,266
2023$1,588.00 (-41.19%)$55,400 (-) Land $8,800 Building $46,600$100,727 (+16.36%) Land $16,000 Building $84,727
2022$55,400 Land $8,800 Building $46,600$86,563 Land $13,750 Building $72,813
2020$2,700.00

Flood & Wildfire

Our records do not include FEMA flood map data for 118 Prospect Ave; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospect Ave

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