125 Pirates Cv, Marathon, FL 33050 Property Records

Monroe County property record for 125 Pirates Cv, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,493 sqft · built 1978
Lot Size	0.661 acres (28,803 sqft)
Owner	Individual Name on Record
Last Sale	$2,125,000 (Jul 2019)
Tax Bill	$15,777 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00333641-003400`

Property Details

APN / Parcel Number

Primary APN	`00333641-003400`
Alternative APNs	`31653300333641003400` `1410047`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,493 sqft Living Area
1st Floor Area	3,493 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Tile
Lot Area	28,803 sqft (0.661 acres)
Garage Area	629 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	3,390 sqft
Patio Area	1,531 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1410047
Old Parcel Number	31653300333641003400
Street Address	125 PIRATES CV
City	MARATHON
State	FL
Zip	33050-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E'LY 1/2 LT 33 AND LT 34 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR692-601AG/DEED OR696-571 OR807-1582 OR807-1587
Legal Range	33E
Legal Township	65S
Legal Section	31
Legal Subdivision	STIRRUP KEY SUBD
Legal Lot Number	33-34
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2025
Census Tract	971100

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 PIRATES CV, MARATHON, FL 33050-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage COUNTYWIDE T&E CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Dec 9, 1996 · Amount on Record
Deed Document Number	2227209
Deed Book / Page	2973 / 0397
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	125 PIRATES CV, MARATHON, FL 33050-2925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COUNTYWIDE T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PIRATES COVE DRIVE, MARATHON, FL 33050-2925

Mortgage

Document Number	0030560879
Date	Nov 12, 2020
Book Page	3056/879
Instrument	2290516

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 2, 2019
Property Address	125 PIRATES CV, MARATHON, FL 33050-2925
Document Number	0029730397
Book / Page	2973 / 0397
Map Reference	MB 7 PG 4
Instrument Date	Jun 28, 2019
Instrument	2227209
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	COUNTYWIDE T&E CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1172 SIESTA KEY CIR, 1172, PORT ORANGE, FL 32128-7028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 237356, COCOA, FL 32923-7356

Mortgage

Document Number	0000000000
Date	Jul 2, 2019
Instrument	2973-0399

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,781,277 (+5.99%)	$2,570,721 (+9.8%) Land $1,422,700 Building $1,148,021
2024	$15,777.00 (+0.52%)
2023	$15,696.00 (+2.2%) Homeowner's exemption	$1,680,657 (+3.91%)	$2,341,292 (+0.42%) Land $1,217,487 Building $1,123,805
2022	$15,358.00 Homeowner's exemption	$1,617,378	$2,331,543 Land $1,217,487 Building $1,114,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	586 units insured incl. 64 condo units
Nearby Flood Claims	671 (1985–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 131 claims Hurricane Wilma, Oct 2005 · 440 claims Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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