Monroe County property record for 120 Pirates Cv, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,026 sqft · built 1981 |
| Lot Size | 0.542 acres (23,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 1987) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | Jun 2018 Loan Modification |
| Flood Zone | Zone VE (high risk) |
| APN | 00333641-003000 |
| Primary APN | 00333641-003000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,026 sqft Living Area |
| 1st Floor Area | 3,476 sqft |
| Attic | Attic |
| Attic Area | 760 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 23,605 sqft (0.542 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 760 sqft |
| Carport | Carport |
| Carport Area | 760 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,784 sqft |
| Deck Area | 1,500 sqft |
| Patio Area | 2,425 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1410004 |
|---|---|
| Street Address | 120 PIRATES CV |
| City | MARATHON |
| State | FL |
| Zip | 33050-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LTS 29 & 30 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR818-1031 OR1036-2224 OR 1549-2047 |
| Legal Range | 33E |
| Legal Township | 65S |
| Legal Section | 31 |
| Legal Subdivision | STIRRUP KEY SUBD |
| Legal Lot Number | 29,30 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 971100 |
120 Pirates Cv is owned and occupied by two individuals who bought it in December 1987.
Source: Monroe County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 PIRATES CV, MARATHON, FL 33050-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1987 · Amount on File |
| Deed Sale | Dec 1, 1987 · Amount on File |
| Prior Sale | Sep 1, 1980 |
| Deed Book / Page | 1036 / 2224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 120 PIRATES CV, MARATHON, FL 33050-2925 |
| Document Number | 0029120652 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 PIRATES COVE DR MARATHON FL 33050, MARATHON, FL 33050 |
The 2025 property tax bill for 120 Pirates Cv was $5,808 with a homeowner's exemption, down 1.6% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,808.00 (-1.59%) Homeowner's exemption | $586,832 | $2,426,626 Land $1,737,822 Building $688,804 |
| 2024 | $5,902.00 (+1.67%) | ||
| 2023 | $5,805.00 (+1.38%) Homeowner's exemption | $553,684 (+3%) | $2,138,591 (+19.61%) Land $1,540,890 Building $597,701 |
| 2022 | $5,726.00 Homeowner's exemption | $537,558 | $1,787,941 Land $1,160,603 Building $627,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Pirates Cv in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 586 units insured incl. 64 condo units |
| Nearby Flood Claims | 671 (1985–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Pirates Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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